Residents of Mississippi may no longer need to pay a fine if they’re without health coverage.1 Consumers also now have expanded options, such as using short-term health insurance in Mississippi when they need medical coverage for a period of time.

Can I Buy Short-Term Health Insurance in Mississippi?

Yes, you can buy short-term health insurance in Mississippi. Plan durations can range from one month to one year (364 days). You’re also allowed to reapply for your policy for a total of up to three years of coverage.2

Before you consider a short-term plan, it’s important to understand what makes this type of temporary health insurance different from other plans.

  • Policies can be sold year-round with no designated enrollment period.
  • The Affordable Care Act’s (ACA) 10 essential benefits are not required as part of the coverage.
  • People with pre-existing conditions can be denied coverage.

Each state is responsible for setting its own regulations for short-term health insurance, so limitations can change.3

How Affordable is Mississippi Short Term Health Insurance?

Premiums for short-term insurance in Mississippi average around $112 per month.* Most plans provide only minimal coverage to help you in the event of a covered hospital stay or a trip to the emergency room.

Since lower-cost short-term plans can come with higher out-of-pocket expenses, they can be a practical choice for healthy residents who don’t need to visit the doctor often. But if you require full benefits, an individual plan sold on the health insurance exchange might be a better choice.

Apply for a Mississippi Short-Term Health Insurance Plan Today

Is purchasing short-term insurance in Mississippi right for you? That depends on your needs. If you’re one of the 22% of uninsured Mississippi adults, applying for a short-term plan could be a good way to get health coverage.4

In some cases, you could have health coverage as soon as the next day after you apply. Start comparing plans with HealthMarkets today.


References: Retrieved from Accessed March 5, 2021. | 2.PBS. July 2020. Retrieved from | 3.CBO. September 2020. Retrieved from | 4.Families USA. July 2020. Retrieved from 

*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Jackson, MS.

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