Residents of Mississippi may no longer need to pay a fine if they’re without health coverage.1 Consumers also now have expanded options, such as using short-term health insurance in Mississippi when they need medical coverage for a period of time.
Can I Buy Short-Term Health Insurance in Mississippi?
Yes, you can buy short-term health insurance in Mississippi. Plan durations can range from one month to one year (364 days). You’re also allowed to reapply for your policy for a total of up to three years of coverage.2
Before you consider a short-term plan, it’s important to understand what makes this type of temporary health insurance different from other plans.
- Policies can be sold year-round with no designated enrollment period.
- The Affordable Care Act’s (ACA) 10 essential benefits are not required as part of the coverage.
- People with pre-existing conditions can be denied coverage.
Each state is responsible for setting its own regulations for short-term health insurance, so limitations can change.3
How Affordable is Mississippi Short Term Health Insurance?
Premiums for short-term insurance in Mississippi average around $112 per month.* Most plans provide only minimal coverage to help you in the event of a covered hospital stay or a trip to the emergency room.
Since lower-cost short-term plans can come with higher out-of-pocket expenses, they can be a practical choice for healthy residents who don’t need to visit the doctor often. But if you require full benefits, an individual plan sold on the health insurance exchange might be a better choice.
Apply for a Mississippi Short-Term Health Insurance Plan Today
Is purchasing short-term insurance in Mississippi right for you? That depends on your needs. If you’re one of the 22% of uninsured Mississippi adults, applying for a short-term plan could be a good way to get health coverage.4
In some cases, you could have health coverage as soon as the next day after you apply. Start comparing plans with HealthMarkets today.
1.HealthCare.gov. Retrieved from https://www.healthcare.gov/fees/fee-for-not-being-covered/ Accessed March 5, 2021. | 2.PBS. July 2020. Retrieved from https://www.pbs.org/newshour/health/court-backs-trump-expansion-of-short-term-health-plans | 3.CBO. September 2020. Retrieved from https://www.cbo.gov/publication/56622 | 4.Families USA. July 2020. Retrieved from https://familiesusa.org/wp-content/uploads/2020/07/COV-254_Coverage-Loss_Report_7-17-20.pdf
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Jackson, MS.