Residents of Mississippi may no longer need to pay a fine if they’re without health coverage.1 Consumers also now have expanded options, such as using short-term health insurance in Mississippi when they need medical coverage for a period of time.
Can I Buy Short-Term Health Insurance in Mississippi?
Yes, you can buy short-term health insurance in Mississippi. Plan durations can range from one month to one year (364 days). You’re also allowed to reapply for your policy for a total of up to three years of coverage.2
Before you consider a short-term plan, it’s important to understand what makes this type of temporary health insurance different from other plans.
- Policies can be sold year-round with no designated enrollment period.
- The Affordable Care Act’s (ACA) 10 essential benefits are not required as part of the coverage.
- People with pre-existing conditions can be denied coverage.
Each state is responsible for setting its own regulations for short-term health insurance, so limitations can change.3
How Affordable is Mississippi Short Term Health Insurance?
Premiums for short-term insurance in Mississippi average around $112 per month.* Most plans provide only minimal coverage to help you in the event of a covered hospital stay or a trip to the emergency room.
Since lower-cost short-term plans can come with higher out-of-pocket expenses, they can be a practical choice for healthy residents who don’t need to visit the doctor often. But if you require full benefits, an individual plan sold on the health insurance exchange might be a better choice.
Apply for a Mississippi Short-Term Health Insurance Plan Today
Is purchasing short-term insurance in Mississippi right for you? That depends on your needs. If you’re one of the 22% of uninsured Mississippi adults, applying for a short-term plan could be a good way to get health coverage.4
In some cases, you could have health coverage as soon as the next day after you apply. Start comparing plans with HealthMarkets today.
47239-HM-0321
References:
1.HealthCare.gov. Retrieved from https://www.healthcare.gov/fees/fee-for-not-being-covered/ Accessed March 5, 2021. | 2.PBS. July 2020. Retrieved from https://www.pbs.org/newshour/health/court-backs-trump-expansion-of-short-term-health-plans | 3.CBO. September 2020. Retrieved from https://www.cbo.gov/publication/56622 | 4.Families USA. July 2020. Retrieved from https://familiesusa.org/wp-content/uploads/2020/07/COV-254_Coverage-Loss_Report_7-17-20.pdf
Disclaimer:
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Jackson, MS.
