Do you need health insurance in Nevada to cover the costs of a medical emergency? If you’ve had change in occupation or are waiting for Medicare coverage to begin, short-term health insurance in Nevada may provide a practical solution.
Can I Buy Short-Term Health Insurance in Nevada?
Yes. Temporary health insurance in Nevada starts around $170 per month on average,* and coverage could begin as soon as the day after you apply. Nevada short-term health insurance plans can be purchased for a duration of up to 185 days.1 The state does not allow you to renew your policy, so your coverage time is limited.2
Will Nevada Short-Term Health Insurance Plans Work for Me?
Short-term health insurance can be a viable coverage solution for individuals who are generally healthy. If you have a pre-existing condition, need routine treatment, or require regular doctor’s visits, this type of plan may not be right for you. However, other options may be available.
If you are one of the almost 349,000 Nevadans without health insurance,3 a short-term plan could work for you. There are no enrollment periods, so you can apply at any time. But before you consider a NV short-term health insurance plan, there are a few things you should keep in mind. First, short-term health insurance is not designed to cover routine or fully-comprehensive services. So, benefits are limited. Second, you can be denied short-term coverage if you have a pre-existing condition.
How to Get Short-Term Health Insurance in Nevada
To get a Nevada short-term health insurance plan, get a quote with HealthMarkets. You can compare benefits, find a plan that matches your needs, and apply today.
1. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020 | 2. Nevada Division of Insurance. Retrieved from https://doi.nv.gov/Consumers/Health_and_Accident_Insurance/Short_Term_health_insurance/. Accessed April 7, 2021. | 3. Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/total-population/?dataView=1¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed April 7, 2021.
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Las Vegas, NV.
"Minimum Essential Coverage" as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state.