Need affordable coverage that can help cover you costs in a medical emergency? Ohio short-term health insurance could be the coverage you’re looking for. The average premium for 2021 plans available through HealthMarkets is $87.33 per month.*
Can I Buy Short-Term Health Insurance in Ohio?
Yes! You can purchase short-term health insurance in Ohio for coverage of 11 months or more.1 States can choose to set their own short-term regulations or defer to federal policy. So, the plan limitations mentioned may change.
Will OH Short-Term Health Insurance Plans Work for Me?
If you need an affordable health plan that provides emergency medical coverage, or if you are uninsured like 760,000 other Ohio residents,2 short-term health insurance may be a good fit. However, if you need frequent, routine medical care, a short-term plan may not be the coverage for you. For those who need routine care, individual health insurance coverage options are likely more appropriate.
Temporary health insurance in Ohio can certainly be a practical solution for individuals experiencing a gap in coverage. Individuals waiting for Medicare coverage, transitioning between jobs, or aging out of a parent’s plan may all benefit from short-term health insurance. But before you start your enrollment, there are a few things you should know:
- This coverage is designed to fill a temporary hole in coverage. It should not be used as a permanent health insurance solution.
- Short-term coverage is not comprehensive, so benefits will be limited.
- You can be denied coverage if you have a pre-existing condition.
How to Apply for Short-Term Health Insurance in Ohio
To apply for short-term health insurance in Ohio, start shopping online today to find plans available in your area, compare plan prices, and begin an application. Coverage could begin as soon as the day after you apply.
1. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020 | 2. Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/total-population/?dataView=1¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed April 15, 2021.
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Cleveland, OH.