Have you been looking into health insurance that will cover you temporarily? Short-term health insurance in West Virginia could be just what you need. It can be a viable choice if you just need health coverage in the event of emergencies or if you’re one of West Virginia’s 114,500 uninsured1 who’d like to be covered.
Can I Buy Short-Term Health Insurance in West Virginia?
Yes. The average short-term plan premium in West Virginia is around $151 per month.* West Virginia short-term health insurance plans can be purchased for durations of up to 11 months or longer.2 Each state has the authority to revise short-term plan regulations, so plan durations are subject to change.
Will WV Short-Term Health Insurance Plans Work for Me?
West Virginia’s temporary health insurance is a practical option for individuals who are, or soon will be, in a coverage gap. This could be because of a job transition that leaves you in-between employer coverage. Or, you could have missed the Open Enrollment Period. You could even be waiting for your Medicare coverage to begin.
But before you jump into a short-term plan, there are a few key points to know. Benefits for short-term plans are often limited. Also, pre-existing medical conditions are not usually covered. If you have a pre-existing condition, you could be denied coverage. Finally, these plans are best for people who are healthy and only need minimal benefits.
Applying for Short-Term Health Insurance in West Virginia
Applying for short-term health insurance in West Virginia with HealthMarkets is easy. You can compare plans and benefits, view plan details, and apply online. Start shopping for your plan today. You could have coverage as soon as 24 hours after you apply.
1. Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/total-population/?dataView=1¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed May 6, 2021. | 2. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Wayne, WV.