Do you need health insurance just in case you’re in a medical emergency? Need the coverage as soon as possible? Short-term health insurance in Wisconsin could be what you’re looking for. There are no enrollment periods, so you can apply today, and coverage could begin as soon as tomorrow.

Can I Buy Short-Term Health Insurance in Wisconsin?

Yes, and Wisconsin short term plan premiums are $128 per month on average.* Wisconsin short-term health insurance can be purchased with durations of up to 11 months or longer.1 Just keep in mind that states can change their short-term rules at any time. 

Is Short Term Health Insurance a Good Option?

You might be a good candidate for short-term health insurance if you’re transitioning to new employer-based coverage for a new job, missed the Open Enrollment Period, or are waiting for Medicare coverage to begin. If you’re currently uninsured like 327,000 other Wisconsin residents,2 a short-term plan could be a practical way to gain coverage. 

Before you sign up for short-term life insurance, you should be aware that it has limited benefits. You can also be denied coverage for pre-existing medical conditions. So, this type of health insurance is a reasonable option if you are generally healthy and don’t require frequent doctor visits.

How to Apply for Short-Term Health Insurance in Wisconsin

To apply for a Wisconsin short-term health insurance plan, you’ll need to find a plan first. You can start shopping for a short-term plan with HealthMarkets today. We can show you plans available in your area, enable you to compare coverage and costs, and even help you apply. 


1. Center on Budget and Policy Priorities. October 2020. Retrieved from | 2. Kaiser Family Foundation. 2021. Retrieved from¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed April 29, 2021. 

*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Milwaukee, WI.

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