Do you need health coverage as soon as possible that can help you cover the costs of a medical emergency? Short-term health insurance in Wyoming might be the solution. It can be a viable option to state residents with no insurance (or if you just need temporary coverage before a more permanent solution kicks in).
Can I Buy Short-Term Health Insurance in Wyoming?
Yes, Wyoming allows the purchase of short-term health insurance plans with durations from three months to 11 months.1 Please note that each state can alter the rules surrounding short-term plans at any time. So, the limits are subject to change. You can buy a short-term plan in Wyoming for around $160 per month on average.*
Who Should Consider WY Short-Term Health Insurance?
State residents who are healthy and just need emergency coverage should consider short-term health insurance in Wyoming. If you are one of 69,000 uninsured Wyoming residents,2 a short-term plan might be a practical option to gain coverage.
Primarily, temporary health insurance is a useful solution if you are experiencing a gap in coverage. For example, you may have missed the Open Enrollment Period, or you could be transitioning between jobs, or are waiting for Medicare coverage to begin. But before you jump in to a short-term plan, here are a few key points you should know:
- Short-term health insurance provides limited benefits.
- You can be denied coverage if you have a pre-existing medical condition.
- They can help you through a gap in coverage, but short-term plans are not meant to be a permanent health insurance solution.
How to Apply for Short-Term Health Insurance in Wyoming
If you think short-term insurance could be right for you, HealthMarkets makes it easy to get coverage. We can help you view available plans in your area, compare plan details, and help get you applied. Get started now. You could have coverage as soon as 24 hours after you apply.
1. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020 | 2. Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/total-population/?dataView=1¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed May 10, 2021.
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Laramie, WY.