Anthem BlueCross BlueShield

Anthem HealthKeepers Gold X DED 1500 Standard

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $1,500
  • Family: $3000
  • Per Person: $1500
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $7,800
  • Family: $15600
  • Per Person: $7800

Office Visit

Primary Doctor
  • CoPay: $30.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Copay is for Primary Care office visits, Mental Health and Substance Use Office Visits, Telehealth Visits and Physical, Occupational and Speech Therapies visits. Other services provided during the visit are subject to additional cost shares. You may also be able to access care with lower cost shares using our designated network of virtual doctors. These designated virtual doctors can be accessed via our mobile application, website, or HealthKeepers enabled device. Doctor Visits in the Home are covered.
Specialist
  • CoPay: $60.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Specialists Visits, Mental Health and Substance Use Office visits apply Copay for office visit only, other services provided during the visit are subject to additional cost shares. You may also be able to access care with lower cost shares using our designated network of virtual doctors. These designated virtual doctors can be accessed via our mobile application, website, or HealthKeepers enabled device.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $30.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: 30 day supply retail. The per-Member Cost Share for a covered prescription drug that contains insulin and is used to treat diabetes will not exceed a total of $50 per 30-day supply when obtained in-network. For FDA-approved, self administered Hormonal Contraceptives, up to a 12-month supply is covered when dispensed or furnished at one time by a Provider or pharmacist, or at a location licensed or otherwise authorized to dispense drugs or supplies.
Non Preferred Brand Drugs
  • CoPay: $60.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: 30 day supply retail. The per-Member Cost Share for a covered prescription drug that contains insulin and is used to treat diabetes will not exceed a total of $50 per 30-day supply when obtained in-network. For FDA-approved, self administered Hormonal Contraceptives, up to a 12-month supply is covered when dispensed or furnished at one time by a Provider or pharmacist, or at a location licensed or otherwise authorized to dispense drugs or supplies.
Generic Drugs
  • CoPay: $15.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: 30 day supply retail. The per-Member Cost Share for a covered prescription drug that contains insulin and is used to treat diabetes will not exceed a total of $50 per 30-day supply when obtained in-network. For FDA-approved, self administered Hormonal Contraceptives, up to a 12-month supply is covered when dispensed or furnished at one time by a Provider or pharmacist, or at a location licensed or otherwise authorized to dispense drugs or supplies.
Specialty Drugs
  • CoPay: $250.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: 30 day supply. The per-Member Cost Share for a covered prescription drug that contains insulin and is used to treat diabetes will not exceed a total of $50 per 30-day supply when obtained in-network. For FDA-approved, self administered Hormonal Contraceptives, up to a 12-month supply is covered when dispensed or furnished at one time by a Provider or pharmacist, or at a location licensed or otherwise authorized to dispense drugs or supplies.

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 25.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 25.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: Not Applicable
  • CoInsurance: 25.00% Coinsurance after deductible
  • Covered: Covered
Urgent Care Facility
  • CoPay: $45.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 25.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: This benefit is for the hospital stay.
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 25.00% Coinsurance after deductible
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Visit(s) per Benefit Period
  • Benefit Explanation: Includes complete eye exam with dilation, as needed to check all aspects of vision, including the structure of the eyes. Limited to 1 visit per year.

Major Dental Care

Routine Dental Checkups for Children
  • CoPay: No Charge after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 2
  • Limit Unit : Visit(s) per Year
  • Benefit Explanation: Limited to 2 visits per year.
Routine Dental Checkups for Adults
  • Covered: Not Covered
Basic Dental Care - Adult
  • Covered: Not Covered
Basic Dental Care - Child
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Major Dental Care - Adult
  • Covered: Not Covered
Major Dental Care - Child
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered