| Medical Deductible | - Individual: $0.00
 - Family: $0
 - Per Person: $0
 
  | 
| Prescription Drug Deductible | - Individual: $4,500.00
 - Family: $9000
 - Per Person: $4500
 
  | 
| Combined Medical and Drug Out of Pocket Maximum | - Individual: $8,900.00
 - Family: $17800
 - Per Person: $8900
 
  | 
| Primary Doctor | - CoPay: $55.00
 - CoInsurance: Not Applicable
 - Covered: Covered
 - Benefit Explanation: $0 Virtual care for telehealth services are available through Teladoc with your plan. Regular benefits apply for telehealth services provided by other network providers.
 
  | 
| Specialist  | - CoPay: $100.00
 - CoInsurance: Not Applicable
 - Covered: Covered
 
  | 
Prescription Drug Information
| Preferred Brand Drugs | - CoPay: Not Applicable
 - CoInsurance: 50.00% Coinsurance after deductible
 - Covered: Covered
 - Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug. Drug deductible applies.
 
  | 
| Non Preferred Brand Drugs | - CoPay: Not Applicable
 - CoInsurance: 50.00% Coinsurance after deductible
 - Covered: Covered
 - Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug. Drug deductible applies.
 
  | 
| Generic Drugs | - CoPay: Not Applicable
 - CoInsurance: 50.00% Coinsurance after deductible
 - Covered: Covered
 - Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. Drug deductible applies.
 
  | 
| Specialty Drugs | - CoPay: Not Applicable
 - CoInsurance: 50.00% Coinsurance after deductible
 - Covered: Covered
 - Benefit Explanation: Up to a 30-day supply. Must use a pharmacy in the preferred specialty pharmacy network. Drug deductible applies.
 
  | 
| Hospital Services | - CoPay: $2000.00 Copay per Stay
 - CoInsurance: 50.00%
 - Covered: Covered
 - Benefit Explanation: Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.
 
  | 
| Inpatient Services | - CoPay: Not Applicable
 - CoInsurance: 50.00%
 - Covered: Covered
 - Benefit Explanation: Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.
 
  | 
Emergency and Urgent Care
| Emergency Room | - CoPay: $750.00
 - CoInsurance: 50.00%
 - Covered: Covered
 
  | 
| Urgent Care Facility | - CoPay: Not Applicable
 - CoInsurance: 50.00%
 - Covered: Covered
 
  | 
| Labor and Delivery Hospital Stay | - CoPay: Not Applicable
 - CoInsurance: 50.00%
 - Covered: Covered
 
  | 
| Pre and Postnatal Office Visit | - CoPay: $55.00
 - CoInsurance: Not Applicable
 - Covered: Covered
 - Benefit Explanation: Benefits are determined by place of service. Benefits displayed are for services received in an office setting; separate benefits may apply for outpatient services. Prior Authorization required for certain outpatient procedures. Penalties include reduced benefits or denial of claim.
 
  | 
| Routine Eye Exams for Children | - CoPay: Not Applicable
 - CoInsurance: No Charge
 - Covered: Covered
 - Limit Quantity: 1
 - Limit Unit : Exam(s) per Benefit Period
 
  | 
| Routine Dental Checkups for Children | - CoPay: Not Applicable
 - CoInsurance: No Charge
 - Covered: Covered
 - Limit Quantity: 1
 - Limit Unit : Exam(s) per 6 Months
 
  | 
©1998-2015 BlueCross BlueShield of Tennessee, Inc., an Independent Licensee of the BlueCross BlueShield Association. BlueCross BlueShield of Tennessee is a Qualified Health Plan issuer in the Health Insurance Marketplace. 1 Cameron Hill Circle, Chattanooga TN 37402-0001