SelectHealth

Med Silver Copay Plan with 0 Medical Deductible

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    Plan Overview

    Medical Deductible
    • Individual: $0
    • Family: $0
    • Per Person: $0
    Prescription Drug Deductible
    • Individual: $1,000
    • Family: $3000
    • Per Person: $1000
    Combined Medical and Drug Out of Pocket Maximum
    • Individual: $9,200
    • Family: $18400
    • Per Person: $9200

    Office Visit

    Primary Doctor
    • CoPay: $25.00
    • CoInsurance: Not Applicable
    • Covered: Covered
    Specialist
    • CoPay: $50.00
    • CoInsurance: Not Applicable
    • Covered: Covered

    Prescription Drug Information

    Preferred Brand Drugs
    • CoPay: $100.00 Copay after deductible
    • CoInsurance: Not Applicable
    • Covered: Covered
    Non Preferred Brand Drugs
    • CoPay: Not Applicable
    • CoInsurance: 50.00% Coinsurance after deductible
    • Covered: Covered
    Generic Drugs
    • CoPay: $25.00
    • CoInsurance: Not Applicable
    • Covered: Covered
    • Benefit Explanation: Generic drugs are your lowest cost-share option. They must have the same active ingredient as the brand-name drug, along with the same dosage, strength, safety, conditions of use, and route of administration. Generic drugs are more affordable because they dont carry the brand name, but they provide the same therapeutic effect. Certain generic and brand name drugs have lower cost sharing than the generic tier.
    Specialty Drugs
    • CoPay: Not Applicable
    • CoInsurance: 50.00% Coinsurance after deductible
    • Covered: Covered

    Inpatient Coverage

    Hospital Services
    • CoPay: $2000.00 Copay per Day
    • CoInsurance: Not Applicable
    • Covered: Covered
    • Benefit Explanation: Inpatient hospital services involve staying overnight for medical treatment or surgery. Member responsibility is on a per-day basis up to 4 days.
    Inpatient Services
    • CoPay: No Charge
    • CoInsurance: No Charge
    • Covered: Covered

    Emergency and Urgent Care

    Emergency Room
    • CoPay: $1,200.00
    • CoInsurance: Not Applicable
    • Covered: Covered
    Urgent Care Facility
    • CoPay: $50.00
    • CoInsurance: Not Applicable
    • Covered: Covered

    Maternity

    Labor and Delivery Hospital Stay
    • CoPay: $2,000.00
    • CoInsurance: Not Applicable
    • Covered: Covered
    • Benefit Explanation: Maternity care includes labor and delivery services. Inpatient care ensures a safe childbirth experience for both mother and baby. Inpatient copay applies to inpatient hospital stays related to delivery; please see inpatient benefits for details.
    Pre and Postnatal Office Visit
    • CoPay: $25.00
    • CoInsurance: Not Applicable
    • Covered: Covered

    Vision

    Routine Eye Exams for Children
    • CoPay: No Charge
    • CoInsurance: No Charge
    • Covered: Covered
    • Limit Quantity: 1
    • Limit Unit : Exam(s) per Year

    Major Dental Care

    Routine Dental Checkups for Children
    • Covered: Not Covered
    Basic Dental Care - Child
    • Covered: Not Covered
    Major Dental Care - Child
    • Covered: Not Covered