Health Insurance Marketplace in Delaware

Navigating the health insurance marketplace in Delaware can be confusing. But HealthMarkets’ licensed insurance agents are here to help you understand your options on the federal exchange—or find something better off the exchange—and get you enrolled in the right plan for your needs. Our agents’ services come at no charge to you.

Delaware has over 967,000 residents, and 7 percent of them are uninsured. You don’t have to be one of them. Plus, you might qualify for a tax credit that can lower your premiums. In 2018, 87 percent of Delaware residents received this tax subsidy.

Your Options in the Health Insurance Marketplace in Delaware

HealthMarkets can help you find the right health coverage. But, in general, you should think about the following before you choose a health insurance plan:

• Determine what’s best for you. There is no one-size-fits-all plan. If you need frequent doctor visits to manage a chronic condition, a policy with a low copayment may be best for you. If you want to start a family, comprehensive maternity coverage is essential.
• Check network availability. If the plan you’re considering requires network providers, see if your current doctors are included in that network prior to enrolling.
• Pay attention to deductibles. If a deductible is several thousand dollars, a low premium may not be a bargain if you’re stuck with high out-of-pocket costs.

Don’t be intimidated by the health insurance marketplace in Delaware. HealthMarkets’ licensed agents are ready to help. Call us today at (800) 360-1402.