How to Buy Short-Term Health Insurance in South Dakota

Do you need a health insurance plan that can help cover your costs in case of an emergency? Short-term health insurance in South Dakota may be the coverage you are looking for. 

Can I Buy Short-Term Health Insurance in South Dakota?

Yes, you can buy short-term health insurance in South Dakota with terms between 3 and 11 months.¹ Each state can regulate short-term health insurance as they see fit, so, these limits can change. The average 2021 short-term plan premium in South Dakota starts at around $145 per month.*

Will SD Short-Term Health Insurance Plans Work for Me? 

Temporary health insurance in South Dakota can be useful for those experiencing a lapse in permanent coverage. Individuals in between jobs, those waiting for Medicare coverage to begin, people who need quick coverage for special events, and even those who missed the Open Enrollment Period are all examples of candidates for short-term health insurance. And if you are uninsured like 81,500 South Dakota residents were in 2019,² short-term health insurance could provide you with some much needed, temporary coverage. 

Before you buy coverage, it’s important to understand the coverage you may be signing up for. First, short-term health insurance does not typically provide comprehensive benefits. So, the services you receive may be limited. Additionally, you can be denied coverage if you have a pre-existing condition. It’s best to consider this form of health insurance if you are generally healthy. 

Apply for Short-Term Health Insurance in South Dakota Today 

HealthMarkets is here to help you find short-term health insurance in South Dakota that works for your needs. We make it easy to view, compare, and apply for a plan. You could have health coverage as soon as 24 hours after you apply. 

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References:
1. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020 | 2. Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/total-population/?dataView=1¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed April 26, 2021. 

Disclaimers:
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Sioux Falls, SD.