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Looking for a 6-month health insurance plan to help a temporary gap? You’re not alone. Short-term health insurance (also called short term limited duration insurance) is designed to give people flexible, temporary coverage when life changes leave them without a plan. But here’s the tricky part: The rules for short-term health insurance have changed more […]

Looking for health insurance between jobs? If you’re among the estimated 7.4 million people in the U.S. who are unemployed, or you know your work status is about to change, what’s your plan for health insurance?¹ You could sign up for: COBRA, which would mean paying out of your own pocket to continue with your […]

Looking for immediate health insurance coverage? You’ve got options. But there are a bunch of questions to consider before finding a plan that works for you based on your circumstances. In this article, you’ll get answers to the top 8 questions about how to apply for immediate health insurance coverage: Can I get medical insurance […]

Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on healthcare reform news all in one place. Healthcare Reform Updates for September 12, 2025 New eligibility rules expand access to catastrophic insurance Catastrophic health insurance will be available to more consumers starting November 1, 2025, according to […]

The 2026 Open Enrollment Period (OEP) begins November 1, 2025, and ends usually January 15, 2026, in most states.1 The chart below shows the 2026 OEP dates for the states that use the federal Health Insurance Marketplace. Coverage begins January 1.2 If you have a Special Enrollment Period, coverage will begin the first day of […]

What do those metal levels for Affordable Care Act (ACA) Marketplace plans mean? The ACA uses metal levels to help you compare Marketplace health insurance plans, coverage and costs.1 But what does that mean when you’re shopping for health insurance? Bronze, silver, gold, and platinum plans all cover the same essential benefits. The difference is […]

When it’s time to renew your health insurance policy, what should you look for? In most cases, you’ll review your health insurance policy, evaluate your options, and choose a plan during the Open Enrollment period, which runs from November 1, 2025, through January 15, 2026.1 Maybe you’ll renew your existing health insurance policy. Or maybe […]

Whether you lose your job or leave it, there are still ways to get covered. Here’s how. People lose and/or quit their jobs all the time. It can be a scary situation whether you’re single, married or married with children. For example, let’s say a single person loses or quits their job. And they do […]

Wondering if your recent life change is a qualifying life event that lets you update your health insurance? You’re not alone, and you may have options. Every year, millions of people go through life changes that may qualify them for a special enrollment period: 2 million couples get married1 674,000 couples get divorced1 6 million […]

If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]

Sticker shock at the pharmacy? You’re not alone. If you’ve ever wondered why your medication costs are so much, your Medicare prescription deductible could be the reason. Understanding how Medicare prescription deductibles work can help you avoid surprise costs at the pharmacy and choose the right health plan for your needs. In this article, you’ll […]

Do you need to buy health insurance but aren’t sure where to start? To learn about your options before you purchase a health plan, you should take some time to check out the HealthMarkets Health Insurance Marketplace Buyer’s Guide. There are aspects to each health insurance plan that appeal to different people based on their specific needs. Finding […]