Your insurance resource center

Basic health insurance costs can be confusing, especially if you are shopping for coverage for the first time or changing plans. The price you pay depends on factors like your age, income, where you live, and the type of plan you choose. There is no one-size-fits-all answer when it comes to basic health insurance costs […]

Are you looking for short-term health insurance? You know, temporary coverage to protect your health (and your pocketbook) until things settle down and look a little more “normal.” Maybe you’re in between jobs Maybe you missed the Open Enrollment Period for the Affordable Care Act and ACA plans Maybe you got dropped from previous coverage […]

Looking for a 6-month health insurance plan to help a temporary gap? You’re not alone. Short-term health insurance (also called short term limited duration insurance) is designed to give people flexible, temporary coverage when life changes leave them without a plan. But here’s the tricky part: The rules for short-term health insurance have changed more […]

Looking for health insurance between jobs? If you’re among the estimated 7.4 million people in the U.S. who are unemployed, or you know your work status is about to change, what’s your plan for health insurance?¹ You could sign up for: COBRA, which would mean paying out of your own pocket to continue with your […]

Looking for immediate health insurance coverage? You’ve got options. But there are a bunch of questions to consider before finding a plan that works for you based on your circumstances. In this article, you’ll get answers to the top 8 questions about how to apply for immediate health insurance coverage: Can I get medical insurance […]

The 2026 Open Enrollment Period (OEP) begins November 1, 2025, and ends usually January 15, 2026, in most states.1 The chart below shows the 2026 OEP dates for the states that use the federal Health Insurance Marketplace. Coverage begins January 1.2 If you have a Special Enrollment Period, coverage will begin the first day of […]

What do those metal levels for Affordable Care Act (ACA) Marketplace plans mean? The ACA uses metal levels to help you compare Marketplace health insurance plans, coverage and costs.1 But what does that mean when you’re shopping for health insurance? Bronze, silver, gold, and platinum plans all cover the same essential benefits. The difference is […]

When it’s time to renew your health insurance policy, what should you look for? In most cases, you’ll review your health insurance policy, evaluate your options, and choose a plan during the Open Enrollment period, which runs from November 1, 2025, through January 15, 2026.1 Maybe you’ll renew your existing health insurance policy. Or maybe […]

Whether you lose your job or leave it, there are still ways to get covered. Here’s how. People lose and/or quit their jobs all the time. It can be a scary situation whether you’re single, married or married with children. For example, let’s say a single person loses or quits their job. And they do […]

Wondering if your recent life change is a qualifying life event that lets you update your health insurance? You’re not alone, and you may have options. Every year, millions of people go through life changes that may qualify them for a special enrollment period: 2 million couples get married1 674,000 couples get divorced1 6 million […]

If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]

Sticker shock at the pharmacy? You’re not alone. If you’ve ever wondered why your medication costs are so much, your Medicare prescription deductible could be the reason. Understanding how Medicare prescription deductibles work can help you avoid surprise costs at the pharmacy and choose the right health plan for your needs. In this article, you’ll […]