Did you know most private health plans cover 22 different preventive care exams, screenings and services for free?1 (These services are free only when delivered by a doctor or other provider in your plan’s network). Preventive care helps keep you healthy and address any health concerns or issues before they become bigger problems. And if […]

HealthMarkets helps you navigate what insurance may cover if you have hearing issues or a need for hearing aids.   Are you one of the roughly 37.5 million American adults who has trouble hearing? Keep reading to learn what insurance may or may not cover. “Out-of-pocket costs for devices and services because of lack of insurance […]

The 2024 Open Enrollment Period (OEP) begins November 1, 2023, and ends usually January 15, 2024, in most states. Because January 15 falls on a federal holiday in 2024, OEP will extend until midnight, January 16 in many states.1 The chart below shows the 2024 OEP dates for the states that use the federal ACA […]

The Affordable Care Act (ACA) expanded healthcare coverage to include preventive services. These services are provided without a deductible, copay, or coinsurance. So, are vaccines covered by health insurance? All Affordable Care Act-qualified health insurance plans cover certain vaccines Which vaccines are covered will vary slightly depending on age (under or over the age of […]

Shopping for health insurance can be overwhelming. Whether it’s your first time or your annual review, knowing the basics can help you effectively compare plans and find coverage that suits your needs and budget. An easy way to start is by understanding the basics of health insurance costs. Premiums The premium is the amount you […]

HealthMarkets helps you differentiate between these 2 types of prescription payment options. Next time you visit the pharmacy counter, you may spot a sign advertising prescription discount cards. Those cards, which are usually free, promise big savings on drug costs. But before you get your prescription discount card and start using it, learn how it […]

You may have received a notice that your plan was not being renewed this upcoming year. First, don’t worry. Your current policy most likely can still be used through the end of the year, and you will have time to replace it before it expires. Even if your coverage is ending before the end of […]

HealthMarkets helps you choose the Affordable Care Act plan that’s best for you. Shopping for health insurance can be confusing. That’s one of the main reasons why Affordable Care Act (ACA) health plans have metal levels — bronze, silver, gold and platinum — that help offer clarity. Before you sign up for coverage, it’s important […]

How much will you have to pay for medication? It depends on your prescription drug plan and tier pricing. You’ve probably noticed some prescription drugs cost more than others…sometimes a lot more. Ever wondered why? It may have to do with your prescription drug plan’s tier pricing.1 In this article, you’ll learn… What a prescription […]

Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on healthcare reform news all in one place. Healthcare Reform Update for October 6, 2023 Drug companies agree to proceed with price negotiations Pharmaceutical companies that manufacture 10 drugs selected for the Medicare Drug Price Negotiation Program recently […]

Trying to figure out health insurance on your own? You’ve got a lot of options to choose from to get health insurance coverage. And that’s a good thing. But with so many choices and a mix of health insurance plans with different levels of coverage to choose from, it can be a little overwhelming trying […]

Knowing that your healthcare costs are covered for the year ahead can be a big relief. Thankfully, millions of Americans have access to health insurance through the Affordable Care Act (ACA). The ACA’s marketplace lays out your health insurance options so you can shop for a plan that best fits your needs. You can also learn […]