Healthcare Reform Updates November 20, 2025
CMS: Medicare enrollees to pay more for Part A & B in 2026
Medicare enrollees will pay more for Part A and Part B in 2026, as premiums, deductibles, and coinsurance amounts rise across both programs, according to the Centers for Medicare & Medicaid Services.
Here’s a look at the updated 2026 premiums, deductibles, and key cost-sharing amounts:
Part A cost changes for 2026
Here are the main Part A cost-sharing changes for 2026:
● Inpatient hospital deductible: $1,736 (up from $1,676 in 2025)
● Daily hospital coinsurance for days 61–90: $434 (up from $419)
● Daily coinsurance for lifetime reserve days: $868 (up from $838)
● Skilled nursing facility coinsurance (days 21–100): $217 per day (up from $209.50)
Part A buy-in premium
Some individuals age 65 and older and people with disabilities must pay a premium to enroll in Part A:
● Reduced monthly premium: $311 in 2026 (up $26)
● Full monthly premium: $565 in 2026 (up $47)
Medicare Part B costs for 2026
Medicare Part B covers physician services, outpatient hospital care, durable medical equipment, certain home health services, and other outpatient care.
Part B premium & deductible
● Standard monthly premium: $202.90 in 2026 (up from $185.00)
● Annual deductible: $283 in 2026 (up from $257)
CMS said the increases reflect projected price changes and expected utilization consistent with historical trends.
Impact of skin substitute payment changes
CMS noted that without 2026 fee schedule changes affecting skin substitutes, the standard Part B premium would have been about $11 higher per month.
● Under the updated rule, these products will be treated as incident-to supplies beginning in 2026, reducing Medicare spending while maintaining patient access.
● The change comes after Medicare spending on skin substitutes exploded from $256 million in 2019 to more than $10 billion in 2024.
Immunosuppressive drug premium
Beneficiaries who maintain Part B coverage only for immunosuppressive drugs after a kidney transplant will pay a standard premium of $121.60 in 2026.
Medicare Part D income-related adjustments
CMS also released the 2026 income-related monthly adjustment amounts for Medicare Part D.
● These adjustments apply to about 8% of beneficiaries and are added to a plan’s monthly premium.
● Part D plan premiums vary by plan, and CMS does not set a standard premium amount.