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Life insurance might seem straightforward: You buy a policy, pay for it annually or in installments, and then, when you die, your policy provides benefits to your loved ones to help them with funeral expenses and other costs. While that’s all true, there’s an advantage to life insurance that you may not have considered. What […]

Don’t guess if you should enroll in a universal life policy. HealthMarkets can help you explore the universal life insurance pros and cons. It’s like getting a sneak peek before you buy so you can decide if it’s the right type of life insurance for you. Read on to learn the ups and downs of […]

So you’re looking to buy life insurance. First, pat yourself on the back. It could be a smart move. And it may be an even smarter one if you add riders—or additional benefits—to your policy. That’s because life insurance riders give you extra benefits that you wouldn’t get with a basic life insurance policy. And […]

Burial insurance is usually a type of life insurance policy intended to cover costs associated with your death. After you die, burial insurance (sometimes referred to as funeral insurance) pays benefits to your beneficiary who can then use the money for final expenses, including outstanding bills, legal costs, debts, and, of course, your funeral or […]

There are many things to consider when it comes to getting a life insurance policy that can help protect your family’s future financial needs. This life insurance 101 guide can help make it easier to understand the basics about how life insurance works, types of coverage available, why you need it, and how to go […]

Life is about much more than nostalgic moments. While you may cherish those intimate times with family and big celebratory get-togethers, there are also the less talked about necessities, like paying bills and doing your tax returns. And, yes, shopping for life insurance. Getting Americans to adopt a life insurance plan is another story altogether. […]

Life insurance could provide your loved ones with financial protection from the loss of your income in the event that the unexpected occurs. More than 42% of American households (approximately 4 out of 10) would feel a financial impact within six months of the primary wage earner’s death, according to LIMRA.1 Money from an insurance […]

There are two main types of life insurance: term life and permanent life, with whole life being a popular type of permanent insurance. By navigating the nuances of whole life vs term life, you’ll be able to better decide what’s best for your loved ones’ needs. What Is Better: Term Life or Whole Life Insurance? […]

Annuities, IRAs, and 401(k) plans seem to be synonymous with planning for retirement. But did you know that having life insurance for retirement is another great way to add to your financial portfolio? Keeping your family financially stable is important, and each family has different needs. That’s why there are several types of life insurance […]

Life insurance can be a critical part of your financial portfolio, but finding the right plan can be complicated if you’re a first-time buyer. Here are three quick tips for buying life insurance to help you make sense of all the choices you’ll face. Life Insurance Tip #1: Determine How Much Life Insurance Coverage You […]

Download the Guide Considering life insurance coverage can be tough. It means trying to understand new terms (such as whole life, term life, and nonparticipating), as well as evaluating your finances and lifestyle. Even though purchasing a life insurance policy can be a huge benefit to you and your loved ones, the process can appear […]

Whole life vs. term life insurance is a major decision to consider when shopping for a life insurance policy. No matter which one you choose, the reason for selecting it stays the same: you want to make sure your loved ones and assets are secure after you pass. But which type of life insurance policy […]