Wondering about life insurance for grandchildren? You’ve probably heard it’s a way to: Support your grandkids Help pay for college, even after you’re gone Or a way to help your adult children if the unthinkable happens Chances are pretty good you’ve got questions about life insurance for grandchildren. Right? Don’t worry. We’ll answer your questions […]

No matter where you are in life, death feels far away and hard to imagine for many people. While you don’t need to dwell on your mortality, end-of-life planning can be important. Preparing now means that you can make sure your loved ones will have the financial support they need when you’re gone. Life insurance […]

Life insurance might seem straightforward: You buy a policy, pay for it annually or in installments, and then, when you die, your policy provides benefits to your loved ones to help them with funeral expenses and other costs. While that’s all true, there’s an advantage to life insurance that you may not have considered. What […]

Don’t guess if you should enroll in a universal life policy. HealthMarkets can help you explore the universal life insurance pros and cons. It’s like getting a sneak peek before you buy so you can decide if it’s the right type of life insurance for you. Read on to learn the ups and downs of […]

So you’re looking to buy life insurance. First, pat yourself on the back. It could be a smart move. And it may be an even smarter one if you add riders—or additional benefits—to your policy. That’s because life insurance riders give you extra benefits that you wouldn’t get with a basic life insurance policy. And […]

Burial insurance is usually a type of life insurance policy intended to cover costs associated with your death. After you die, burial insurance (sometimes referred to as funeral insurance) pays benefits to your beneficiary who can then use the money for final expenses, including outstanding bills, legal costs, debts, and, of course, your funeral or […]

There are many things to consider when it comes to getting a life insurance policy that can help protect your family’s future financial needs. This life insurance 101 guide can help make it easier to understand the basics about how life insurance works, types of coverage available, why you need it, and how to go […]

Life is about much more than nostalgic moments. While you may cherish those intimate times with family and big celebratory get-togethers, there are also the less talked about necessities, like paying bills and doing your tax returns. And, yes, shopping for life insurance. Getting Americans to adopt a life insurance plan is another story altogether. […]

There are two main types of life insurance: term life and permanent life, with whole life being a popular type of permanent insurance. By navigating the nuances of whole life vs term life, you’ll be able to better decide what’s best for your loved ones’ needs. What Is Better: Term Life or Whole Life Insurance? […]

As Ben Franklin famously wrote in a 1789 letter, “In this world nothing can be said to be certain, except death and taxes.” Mr. Franklin, of course, has a point. However, the similarity between death and taxes doesn’t end with this certainty. Both of these inevitabilities leave bills that must be paid. The famous statement […]

For a parent, the goal of purchasing life insurance is to create financial protection for your family. A well-planned policy can help your family pay off debts and loans, pay down mortgages, and even contribute to your children’s futures. However, coverage for teenagers is a little different. Teenagers do not (often) carry a parent’s level […]

Every parent wants to protect his or her child. Looking after their health, well-being, and future is all part of the job. As the custodian of this responsibility, you may have decided that your family needs life insurance. After all, life insurance can offer valuable protection, be used as a financial tool, and of course, […]