You may be familiar with the concept of a health insurance [glossary]deductible[/glossary], but do you know what a deductible credit transfer is? If not, you’ve come to the right place. HealthMarkets can help you understand what a health insurance deductible credit transfer is, how it can affect your employees and your small business, and how […]

You’ve probably been thinking about how to offer small group health insurance that meets your employees’ needs without it costing a fortune. You may have many questions about how health insurance will affect your business, what kinds of group health plans are available, and how to apply for group health coverage. HealthMarkets can provide answers […]

The Affordable Care Act (ACA)  employer mandate may have your mind doing jumping jacks, but this guide can help steady your thoughts when it comes to thinking about health insurance for your employees. You may be unsure about how the mandate applies to your business and what happens if you don’t follow the rules. That’s […]

Some small business owners may feel pressured to provide health insurance benefits in order to attract and retain talented employees – it’s important to ask the right questions when making this important decision. Many entrepreneurs shoulder this burden alone, struggling to understand the ins and outs of health insurance with little help and even less […]

If you’re a small business owner, you may be wondering if you should be offering Affordable Care Act (ACA) health insurance plans to your employees. That depends on a wide range of factors. It’s important to consider deductibles, providers, subsidies, and the coverage for dependents when making this critical decision. HealthMarkets can explain how to […]

  According to the National Federation of Independent Business, the #1 concern for small business owners is having access to affordable health insurance.1 If you are a one-person business shopping for self-employed health insurance, there are a few things you should know before choosing a plan. How Do I Get Health Insurance If I Am Self Employed? […]

Stepping out to work for yourself: ✔ Starting your own business: ✔ Getting group health insurance when you’re self-employed: in progress. Learn the best way to take this last task from “in progress” to “complete,” whether you want to buy group health insurance for yourself or to cover your employees. What Is Being Self-Employed? According […]

If you work for yourself, you know that the Affordable Care Act (ACA) can help millions of self-employed Americans find a health plan within their means. But did you know there are other ways for you to save money on health insurance? Let’s look at a few ways freelancers, solopreneurs, and small business owners can […]

Video Transcript: An employer contribution is the amount an employer pays into a plan. These contributions help pay for employees’ healthcare costs, ranging from premiums to prescription drugs. There are many employer-funded health plans to choose from, including group health plans, high-deductible health plans with a health savings account — or HSA — and individual […]

Video Transcript: The Minimum value is a standard of minimum coverage that applies to job-based health plans. A health plan meets the minimum value if it’s designed to pay at least 60 percent of the total cost of medical services and its benefits include substantial coverage for physician and inpatient services. Employers with 50 or […]

Video Transcript: Employee contributions are health plan contributions from employees that are deducted from their paychecks. Typically, both employers and employees contribute to the cost of the premium. The contributions are pre-tax and can either be voluntary or mandatory if you are required to receive benefits from an employer. Simplified shopping. Professional advice. Thousands of […]

It’s safe to say that small business owners want the best for their employees. Creating a work place with a competitive edge includes providing comprehensive health benefits. Because you’re acting with your employees’ best interest in mind, the last thing you might have expected was to be fined $36,500 per year, per employee for helping […]