Supplemental Dental Insurance With No Waiting Period Allows Quick Benefits

If you are in urgent need of a dental service such as a crown, dentures, root canal, or oral surgery, obtain supplemental dental insurance with no waiting period. Dental insurance with no waiting period will grant you swift coverage so that you can receive your needed service without having to wait.

If you are in urgent need of a major dental service, purchasing dental insurance with no waiting period gives you quick access to benefits for a wide array of dental services. 

Benefits of Supplemental Dental Insurance With No Waiting Period

Root canals, crowns, oral surgeries, fillings, and dentures frequently require a waiting period of 6 to 12 months. If you obtain a service prior to the completion of its applicable waiting period, you will be responsible for 100% of the bill. Supplemental dental insurance with no waiting period delivers prompt coverage for a range of services so that you won’t have to wait or pay the full expense out-of-pocket. 

Plans are frequently organized in one of these two ways:

Dental PPO’s

• No waiting period on all covered services
• Freedom of choice when choosing your dentist
• Benefits are paid on a fixed percentage, which increases for each year on the plan. Preventive services (oral exams, cleanings, sealants) are covered 100% right away. Diagnostic and basic services (fillings, extractions, panoramic x-rays) are covered 40% for year one after deductible, 55 % for year two, and 70% for year three. Major services (root canals, complete and partial dentures, crowns) are covered 20% after deductible in year one, 30% in year two, and 50% in year three.

DMO’s

• No waiting period on all covered services
• You choose a dentist within a network of contracted providers
• Plan pays up to a specific dollar amount for each covered service

Call HealthMarkets For Help Finding Your Dental Plan

For help maneuvering the dental insurance market, contact a local HealthMarkets health insurance agent. They are trained to help individuals and families find cost-effective plans including supplemental dental insurance with no waiting period. Or, call one of our representatives 24/7 at (800) 360-1402.