• be_ixf; php_sdk; php_sdk_1.4.18
  • 3 ms
  • iy_2021; im_01; id_25; ih_11; imh_01; i_epoch:1.61160131641E+12
  • ixf-compiler; ixf-compiler_1.0.0.0
  • py_2020; pm_08; pd_10; ph_16; pmh_17; p_epoch:1.5971014675E+12
  • bec-built-in; bec-built-in_1.0.1; bodystr
  • pn_tstr:Mon Jan 25 11:01:56 PST 2021; pn_epoch:1.61160131641E+12
  • 0 ms
(800) 827-9990
  • Home
  • Back Insurance
    • Individuals and Family
      • Health
      • Individual Health Insurance
      • Family Health Insurance
      • Short-Term Medical
      • Dental
      • Vision
      • Supplemental
      • Life
      • Accident Plans
      • Critical Illness & Cancer Plans
      • Hospital Insurance
      • Wellness
    • Medicare and Seniors
      • Medicare
      • Medicare Advantage
      • Medicare Supplement
      • Prescription Drug
      • Senior Dental
      • Senior Vision
      • Senior Life
      • Senior Supplemental
    • Shop Online
  • Back FAQs
    • Product Resources
      • Health
      • Medicare
      • Small Business
      • Life
      • Other Products
      • Dental
      • Vision
      • Wellness
      • All Products
    • Get Counsel
      • How Much Does Health Insurance Cost?
      • When is Open Enrollment?
      • Insurance Options When You’re Unemployed
      • What is a Health Insurance Premium?
      • What is a Deductible?
      • Can I get Dental Insurance with No Waiting Period?
      • What does dental insurance for seniors cover?
      • What is a Platinum ACA Plan?
      • What is a Hospital Indemnity Plan?
      • Does Medicare Cover Dental?
      • Choosing the Best Medicare Supplement Plan
      • Help Paying for Medicare Premiums
      • What is the Cost of Supplemental Health Insurance for Seniors?
      • Who is Eligible for Medicare?
      • Medicare Advantage Premiums
      • Medicare Parts A, B, C, and D
    • Shop Online
  • How You Save
  • Find an Agent
  • Shop Online
  • (800) 827-9990
  • Find an Agent
  • Text Size
  • Home
  • Insurance

      • Individuals and Family
        • Health
        • Individual Health Insurance
        • Family Health Insurance
        • Short-Term Medical
        • Dental
        • Vision
        • Supplemental
        • Life
        • Accident Plans
        • Critical Illness & Cancer Plans
        • Hospital Insurance
        • Wellness
      • Medicare and Seniors
        • Medicare
        • Medicare Advantage
        • Medicare Supplement
        • Prescription Drug
        • Senior Dental
        • Senior Vision
        • Senior Life
        • Senior Supplemental
      • Shop Online

      Get Your FREE FitScore®!

      With our FitScore Forever technology, you can get paired with plans that match your insurance needs. Spend less time shopping, and more time saving.

      SHOP NOW
  • FAQs

      • Product Resources
        • Health
        • Medicare
        • Small Business
        • Life
        • Other Products
        • Dental
        • Vision
        • Wellness
        • All Products
      • Get Counsel
        • How Much Does Health Insurance Cost?
        • When is Open Enrollment?
        • Insurance Options When You’re Unemployed
        • What is a Health Insurance Premium?
        • What is a Deductible?
        • Can I get Dental Insurance with No Waiting Period?
        • What does dental insurance for seniors cover?
        • What is a Platinum ACA Plan?
        • What is a Hospital Indemnity Plan?
        • Does Medicare Cover Dental?
        • Choosing the Best Medicare Supplement Plan
        • Help Paying for Medicare Premiums
        • What is the Cost of Supplemental Health Insurance for Seniors?
        • Who is Eligible for Medicare?
        • Medicare Advantage Premiums
        • Medicare Parts A, B, C, and D
      • Shop Online
  • How You Save
  • Shop Online

Topic: Do I Need Life Insurance

Do I Need Life Insurance? Choosing the Best Insurance for Every Life Stage

Do I Need Life Insurance? Choosing the Best Insurance for Every Life Stage

You cherish the moments you spend with your family. Every birthday and holiday get-together reminds you of what’s really important in life. These special times are what your family may…Read More

Life Insurance
Do You Need Life Insurance for Teenagers?

Do You Need Life Insurance for Teenagers?

For a parent, the goal of purchasing life insurance is to create financial protection for your family. A well-planned policy can help your family pay off debts and loans, pay…Read More

Life Insurance
Do I Need Life Insurance for My Children?

Do I Need Life Insurance for My Children?

When we think about purchasing a life insurance policy to protect our children, usually the idea of insuring ourselves is what we have in mind. But there are many other…Read More

Life Insurance
Do I Need Life Insurance for My Parents?

Do I Need Life Insurance for My Parents?

Your parents have spent decades caring for you. But as life goes on, there may come a time when you need to take care of them. Perhaps that time is…Read More

Life Insurance
How Life Insurance for Widows Can Benefit the Family

How Life Insurance for Widows Can Benefit the Family

It certainly isn’t easy to move on with life after losing a spouse. The reality that life is too short may cause you to think about how your loved ones…Read More

Life Insurance
Why Life Insurance for Adults Makes Good Financial Sense

Why Life Insurance for Adults Makes Good Financial Sense

As we get further along in life, we begin to take personal inventory. We think about our finances differently than when we were younger. Slowly, our focus begins to shift…Read More

Life Insurance
How to Choose the Best Life Insurance for Every Stage of Life

How to Choose the Best Life Insurance for Every Stage of Life

You cherish the moments you spend with your family. Every birthday and holiday get-together reminds you of what’s really important in life. These special times are what your family may…Read More

Life Insurance
Do I need life insurance?

Do I need life insurance?

Have you asked yourself lately, do I need life insurance? The short answer is yes, you do. But some have asked why do I need life insurance? Life insurance needs…Read More

Life Insurance

Related Info

Navigating the Healthcare Marketplace

There are three types of healthcare marketplaces. No matter which one you use, enroll in a plan before the enrollment period ends to secure...

Cheapest Life Insurance

With some helpful tips and a little shopping around, you may be able to find the cheapest life insurance for the coverage you need.

HMO 101: Definition and Key Facts

If you're looking to define HMO, we can even do a bit more. Discover the definition and a few key facts regarding a Health Maintenance Organization.

Compare affordable Health Insurance plans and save money.

Find cheap health insurance online. Compare health insurance quotes for free and apply for medical coverage. Get quotes today for your health...

How to Use 1095-A and 8962 Marketplace IRS Forms

Learn how to use the 1095-A and 8962 Marketplace tax forms, how to get form 1095-A, what to do if you don’t have your 1095-A form, and how to get help.

Need Life Insurance? We can help.

Get low cost life insurance quotes online and compare life insurance rates from leading carriers. Apply for term life insurance online at HealthMarkets.
  • be_ixf; php_sdk; php_sdk_1.4.18
  • https://www.healthmarkets.com/resources/topic/do-i-need-life-insurance/
  • https://www.healthmarkets.com/resources/topic/do-i-need-life-insurance/
HealthMarkets
HealthMarkets Insurance Agency BBB Business Review
  • Products

    • Health
    • Medicare
    • Small Business
    • Life
    • Dental + Vision
    • Supplemental
    • Telemedicine
    • Wellness
  • Connect

    • Get Your FitScore®
    • Get a Quote
    • Find an Agent
    • Find Medicare Subsidies
    • Become an Agent
    • HealthMarkets, Inc.
    • Contact Us
    • Customer Service
  • Get Counsel

    • FAQs
    • Get Answers
    • Get Informed
    • What is the FitScore®
    • Glossary
    • Videos
    • News
  • Get to Know Us

    • About Us
    • Testimonials
    • Privacy Policy
    • Terms of Use
    • Legal
    • Best Price Guarantee

© 2021 HealthMarkets Insurance Agency. All rights reserved.

Attention: This website is operated by HealthMarkets Insurance Agency and is not the Health Insurance Marketplace website. In offering this website, HealthMarkets Insurance Agency is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in a health plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

Sources:
Kaiser Family Foundation (2019). Average Single Premium per Enrolled Employee For Employer-Based Health Insurance.

46513-HM-1020

  • HealthMarkets Insurance Agency BBB Business Review
  • HealthMarkets
  • HealthMarkets HealthMarkets
  • Medicare Eligibility by State

    • AK
    • AL
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DE
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MN
    • MO
    • MS
    • MT
    • NC
    • ND
    • NE
    • NH
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • RI
    • SC
    • SD
    • TN
    • TX
    • UT
    • VA
    • VT
    • WA
    • WI
    • WV
    • WY
  • Medicare Plans by State

    • AK
    • AL
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MN
    • MO
    • MS
    • MT
    • NC
    • ND
    • NE
    • NH
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • RI
    • SC
    • SD
    • TN
    • TX
    • UT
    • VA
    • VT
    • WA
    • WI
    • WV
    • WY
  • Health Insurance Plans by State

    • AL
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MO
    • MS
    • MT
    • NC
    • NE
    • NH
    • NJ
    • NM
    • NV
    • OH
    • OK
    • OR
    • PA
    • SC
    • TN
    • TX
    • VA
    • WA
    • WI
    • WV
  • Dental Insurance Plans by State

    • AL
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MO
    • MS
    • MT
    • NC
    • NE
    • NH
    • NJ
    • NM
    • NV
    • OH
    • OK
    • OR
    • PA
    • RI
    • SC
    • TN
    • TX
    • VA
    • WA
    • WI
    • WV
    • WY
  • Life Insurance Plans by State

    • AL
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MO
    • MS
    • MT
    • NC
    • NE
    • NH
    • NJ
    • NM
    • NV
    • OH
    • OK
    • OR
    • PA
    • RI
    • SC
    • TN
    • TX
    • VA
    • WA
    • WI
    • WV
    • WY

© 2021 HealthMarkets Insurance Agency. All rights reserved.

Attention: This website is operated by HealthMarkets Insurance Agency and is not the Health Insurance Marketplace website. In offering this website, HealthMarkets Insurance Agency is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in a health plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

Sources:
Kaiser Family Foundation (2019). Average Single Premium per Enrolled Employee For Employer-Based Health Insurance.

46513-HM-1020

  • HealthMarkets Insurance Agency BBB Business Review
  • HealthMarkets
  • HealthMarkets HealthMarkets

Great! Let's Get Started.


What type of coverage are you looking for?

Select all that apply:

Let's see what's available.