Don’t guess if you should enroll in a universal life policy. HealthMarkets can help you explore the universal life insurance pros and cons. It’s like getting a sneak peek before you buy so you can decide if it’s the right type of life insurance for you. Read on to learn the ups and downs of […]

So you’re looking to buy life insurance. First, pat yourself on the back. It could be a smart move. And it may be an even smarter one if you add riders—or additional benefits—to your policy. That’s because life insurance riders give you extra benefits that you wouldn’t get with a basic life insurance policy. And […]

Life is about much more than nostalgic moments. While you may cherish those intimate times with family and big celebratory get-togethers, there are also the less talked about necessities, like paying bills and doing your tax returns. And, yes, shopping for life insurance. Getting Americans to adopt a life insurance plan is another story altogether. […]

There are two main types of life insurance: term life and permanent life, with whole life being a popular type of permanent insurance. By navigating the nuances of whole life vs term life, you’ll be able to better decide what’s best for your loved ones’ needs. What Is Better: Term Life or Whole Life Insurance? […]

Life insurance can be a critical part of your financial portfolio, but finding the right plan can be complicated if you’re a first-time buyer. Here are three quick tips for buying life insurance to help you make sense of all the choices you’ll face. Life Insurance Tip #1: Determine How Much Life Insurance Coverage You […]

Whole life vs. term life insurance is a major decision to consider when shopping for a life insurance policy. No matter which one you choose, the reason for selecting it stays the same: you want to make sure your loved ones and assets are secure after you pass. But which type of life insurance policy […]

As Ben Franklin famously wrote in a 1789 letter, “In this world nothing can be said to be certain, except death and taxes.” Mr. Franklin, of course, has a point. However, the similarity between death and taxes doesn’t end with this certainty. Both of these inevitabilities leave bills that must be paid. The famous statement […]

Having life insurance doesn’t have to be a one-size-fits-all experience. Universal life insurance allows you to make certain changes to the policy to better fit your needs. But knowing how this works requires understanding the universal life insurance definition. So let’s talk about what universal life is; explore what you can do with the policy’s […]

As we get further along in life, we begin to take personal inventory. We think about our finances differently than when we were younger. Slowly, our focus begins to shift from accumulating more assets to protecting the ones we have. And concerns about security may now include a spouse and children. Among your thoughts may […]

Purchasing a life insurance policy is a major milestone in life. It means you’re making the effort to protect your family’s financial future. But with so many policies available, including different types of life insurance, you need to carefully consider your options. Life insurance is a contract between you and an insurance company. You pay […]

Learning about the differences in term life insurance types can help you make the best decision on how to protect your family’s financial future. All temporary life insurance policies pay a death benefit to your beneficiary if you die within the term. But how the policy is issued, the length of coverage, how the cost […]

“Too expensive.” “Don’t need it at my age.” There are plenty of reasons why people choose not to obtain life insurance. But all too often, the reasons aren’t grounded in truth. In fact, several myths seem to form the basis for why people decide against life insurance. Let’s see if we can set the record […]