Don’t guess if you should enroll in a universal life policy. HealthMarkets can help you explore the universal life insurance pros and cons. It’s like getting a sneak peek before you buy so you can decide if it’s the right type of life insurance for you. Read on to learn the ups and downs of […]

So you’re looking to buy life insurance. First, pat yourself on the back. It could be a smart move. And it may be an even smarter one if you add riders—or additional benefits—to your policy. That’s because life insurance riders give you extra benefits that you wouldn’t get with a basic life insurance policy. And […]

Life is about much more than nostalgic moments. While you may cherish those intimate times with family and big celebratory get-togethers, there are also the less talked about necessities, like paying bills and doing your tax returns. And, yes, shopping for life insurance. Getting Americans to adopt a life insurance plan is another story altogether. […]

There are two main types of life insurance: term life and permanent life, with whole life being a popular type of permanent insurance. By navigating the nuances of whole life vs term life, you’ll be able to better decide what’s best for your loved ones’ needs. What Is Better: Term Life or Whole Life Insurance? […]

As Ben Franklin famously wrote in a 1789 letter, “In this world nothing can be said to be certain, except death and taxes.” Mr. Franklin, of course, has a point. However, the similarity between death and taxes doesn’t end with this certainty. Both of these inevitabilities leave bills that must be paid. The famous statement […]

Having life insurance doesn’t have to be a one-size-fits-all experience. Universal life insurance allows you to make certain changes to the policy to better fit your needs. But knowing how this works requires understanding the universal life insurance definition. So let’s talk about what universal life is; explore what you can do with the policy’s […]