Let’s say you’re at one of your dearest friend’s retirement parties, and your mutual friend gives a speech. Everyone ends up in tears … except you. Because you couldn’t hear what the speaker was saying.

According to the National Institute on Deafness and Other Communication Disorders (NIDCD), 1 in 8 Americans—or 30 million people—ages 12 or older have hearing loss in both ears.

The older you are, the more likely you’ll experience it: People 60 to 69 deal with the most hearing loss, according to the NIDCD.

If that describes you, guess what? You don’t have to suffer in silence.

“All of our connections are made through hearing,” says Barbara Kelley. She’s the executive director of the Hearing Loss Association of America in Rockville, Maryland.

And when your hearing starts to go, it can impact everything from your job and your relationships to your social life, she adds. That can lead you to begin isolating yourself from the people you know and love.

That last part is particularly dangerous: Research shows that social isolation can lead to all kinds of health problems, including depression, anxiety, cognitive decline, and even heart disease.

And that’s not all the danger that might await untreated hearing loss. According to the World Health Organization, adults over 60 suffer the greatest number of falls each year and are the greatest risk of death or serious injury from them.

“I have a friend who was knocked over by a big dog because she didn’t hear him coming,” Kelley says. “She ended up with a broken foot.”

And yet many people with hearing loss don’t consider it a problem, Kelley says. They often wait years before doing something about it.

Don’t make that mistake. If you have any concerns about hearing loss, get a hearing exam done by an audiologist. Then get an appointment to see an otolaryngologist, or ENT (ear, nose, and throat). They can diagnose your issue, figure out your level of hearing loss, and treat you for it.

Read on to learn about hearing-loss treatment options and small lifestyle changes that can make a big impact in how you experience the world around you.

Health insurance coverage could be the first step to helping you hear better. Contact a licensed HealthMarkets insurance agent today at (800) 429-5058, or visit us online to shop for a plan.

What causes age-related hearing loss?

There are tiny hair cells inside your ears that turn vibrations into sounds. “When you’re born, those hair cells are all you get,” says Elias Michaelides, MD. He’s an associate professor of otolaryngology at Rush University Medical Center and the director the Rush Cochlear Implant Program in Chicago.

Unlike the rest of the cells in your body, hair cells won’t grow back if they become damaged or die.

According to Dr. Michaelides, most people lose at least some hair cells as they age, which could explain why half of adults over 75 have significant hearing loss.

The biggest contributing factors to hearing loss: exposure to loud noises and your genes (age-related hearing loss tends to run in families).

Other factors that can lead to hearing loss include severe viral infections and some medications, such as chemotherapy medications and high-dose antibiotics.

What are the early signs of hearing loss?

With age-related hearing loss, your ability to hear higher-pitched sounds is usually the first thing to go, says Dr. Michaelides.

“That part of the inner ear is weakest and more prone to hearing loss over time,” he says.

One telltale sign of hearing loss: You have a harder time understanding speech from women and children.

Other early signs of hearing loss to watch for:

  • You struggle to hear people on the other end of the phone.
  • You have trouble hearing conversations when there’s a lot of background noise.
  • You find yourself turning up the volume on the TV louder than you used to.
  • You need to ask people to repeat themselves.

“If you have any of those signs, it’s very reasonable to get a hearing test,” says Dr. Michaelides.

How is hearing loss diagnosed?

Hearing tests are performed by specialists known as audiologists. You can book an appointment with one directly or visit your primary care provider and get a referral.

If you’re on Medicare, you’ll need a referral to get coverage, says Dr. Michaelides.

Here’s what to expect: After you fill out your case history form and review it with your audiologist, you’ll put on a set of earphones and raise your hand whenever you hear a beep. This will help determine your “threshold” of hearing. That’s the quietest sound you can hear at different frequencies—generally from 250 Hz to 8,000 Hz, which is the frequency range for speech sounds, says Tracy Winn, AuD. Winn is an audiologist at Northwestern University in Evanston, Illinois.

“That tells us how loud sound has to be for you to hear it,” Winn says.

You may be able to hear just fine at lower frequencies but struggle with higher ones. All this helps your audiologist figure out your degree of hearing loss—mild, moderate, severe, or profound—so they can find the best solution for you.

You’ll also be asked to put on a “bone oscillator.” This is a metal headband. Each end fits behind either ear, allowing sound to bypass the outer and middle part of the ear.

“If you have significantly better hearing with the bone oscillator, then we know you have something blocking that process,” such as fluid or earwax buildup, Winn says.

Finally, the audiologist may measure your ability to hear speech clearly. They may provide a list of words, including single-syllable words with difficult sounds such as “s,” “f,” and “th,” and be asked to repeat each one.

“If word recognition is impaired, there may be a limit to the benefit you will receive with hearing aids,” Winn says. “But even with impaired speech clarity, most people will notice benefit with hearing aids.”

Your audiologist may also send you to a hearing loss physician, or otologist, to help confirm a diagnosis, says Dr. Michaelides. An otologist will perform a physical examination, looking inside your ear canal to check for damage to the hearing bones or eardrum.

A diagnosis will then be made based on the hearing test results and the physical exam, says Dr. Michaelides.

Keep in mind you may have more than one type of hearing loss—for example, you may have excess earwax along with age-related hearing loss.

How do I treat my hearing loss?

Depending on what you learned from the hearing test and exam, your doctor or audiologist may recommend one of the following options:

Hearing aids. If you have age-related hearing loss, this is likely the first treatment you’ll be advised to try. In a nutshell, hearing aids work by amplifying the sound in your ears. And they’ve come a long way in recent years.

For example, you can program the hearing aids to prioritize certain sounds—such as people’s speech, or music if you’re a music lover. They’re basically little computers that are programmed to suit your unique needs and preferences.” Although there are a lot of different products out there, your audiologist will guide the selection process and present what is appropriate for a person,” says Winn.

“The options that most people need to consider are technologies such as Bluetooth compatibility, rechargeable batteries, tele-coil compatibility, and the style or size of the hearing aids,” says Winn. “There are technology levels to consider based on lifestyle and mainly to do with background noise and how much a person wants the hearing aids to react to noise automatically.”

You’ll get a trial period—usually 30 days—to decide if the hearing aids you choose are right for you. Then you’ll return to your audiologist in two or three weeks or for adjustments and fine-tuning, which may require more follow-up appointments. Once you’re happy with your hearing aids, Winn recommends regular six-month visits with your audiologist to have your hearing aids checked and cleaned. If you’re having any trouble at all with your hearing aid, book a visit with your audiologist for help.

Cochlear implants. If your hearing aids aren’t helping, you may be a candidate for a cochlear implant, says Dr. Michaelides. “That’s a device we implant into the inner ear to restore hearing,” he says.

Most adults who undergo the surgery hear better afterward, often immediately. Hearing may continue to improve for about three months or even years. To determine if you’re eligible for an implant, you’ll need a more extensive hearing test and medical exam, and possibly a CAT scan—a type of x-ray—taken of your inner ear, says Dr. Michaelides.

Surgery. For specific problems with your eardrums or the hearing bones, surgery can help restore hearing, says Dr. Michaelides. For example, if you have a hole in your eardrum—which can be caused by an infection, air pressure changes (from, say, diving), or from foreign objects such as a cotton swab, your doctor can help you decide if this can be surgically repaired.

Earwax removal. Everybody’s ears produce earwax, but some people make more than others. Too much can block the ear canal, making it harder for you to hear. Luckily, this type of hearing loss can be fixed by removing it.

Your doctor may be able to remove your earwax by sucking it out (suction), flushing it out with liquid (irrigation), or by using a small tool with a loop on the end of it. You can even buy drops at your local pharmacy to help loosen and remove earwax. But don’t try to remove the wax with a cotton swab, Dr. Michaelides says. You may push it farther in.

Fluid drainage. Sometimes fluid can build up in the middle of your ear (from, say, an infection), dampening the vibration of the eardrum. And that may cause hearing loss, says Dr. Michaelides. To drain the fluid, your physician may prescribe a medication to release it. Or the doctor could make a small hole in the eardrum, inserting a small tube into it and removing it.

Are there any over-the-counter hearing loss treatments?

If you’re suffering from only minor hearing loss and need help in certain situations, says Winn, you could consider buying a personal sound amplification product (PSAP).

“I think of them as reading glasses for hearing,” she says. “They’re for people who don’t need amplification all the time but might struggle while watching a play or a movie at home—just to get that extra little boost.”

But it’s worth noting that PSAPs aren’t approved by the U.S. Food and Drug Administration as devices to aid a person with hearing loss.

Pretty soon, though, you’ll be able to buy hearing aids meant for adults with mild to moderate hearing loss directly from the store. “Nothing would be on the market until late 2022 or 2023,” says Kelley.

Will Medicare cover my hearing aids?

Let’s start with what Medicare will cover. If your doctor orders you a hearing exam, it will be covered by Medicare. You would, however, pay 20% of the Medicare-approved amount.

While some Medicare Advantage plans cover hearing aids, Original Medicare does not.

That may change soon: New legislation in Congress has been proposed that would cover the cost of hearing aids for those with moderately severe, severe, or profound hearing loss starting in 2023.

That’s a big deal, considering the cost of hearing aids.

But that doesn’t mean you should wait for the new law to pass. Talk to a licensed HealthMarkets insurance agent at (800) 429-5058 about finding a Medicare Advantage plan that covers hearing aids.

Remember that cochlear implant? It may be covered by Medicare too.

Talk to your doctor if you have questions about whether that or another treatment is covered.

How can I prevent hearing loss?

While age-related hearing loss isn’t reversible, you can help keep it from getting worse. One of the best ways to do that: Use earplugs when you’re around loud noises, including while using power tools or your lawnmower, or while at a rock concert or a wedding reception.

“I always carry earplugs,” says Kelley, who uses the disposable foam kind that you can buy at any drugstore. They don’t cost a lot, and they can help reduce decibel levels.

Another tip for podcast and music lovers: Overusing earbuds—the type of hearing device that fits directly in your ear—can potentially damage your hearing.

Limit earbud use to no more than two hours a day, Winn recommends. ”But this, of course, depends on how loud someone is listening to the sound presented through the earbuds. The louder the output, the shorter the time you can listen before being at risk for noise-induced hearing loss.”

How can I fit hearing aids into my active lifestyle?

Hearing aids are great, but don’t assume they’ll solve all your problems.

“Managing life with hearing loss is a whole rehabilitative process,” Winn says. “Hearing aids are one part of that. But there are a lot of components to learning how to function better in the world when you have hearing loss.”

Try these tips.

  • Use visual aids. “We all lip-read whether we know it or not, but people with hearing loss really depend on that tool,” Kelley says. Try to face people when they’re speaking and talk in rooms with good lighting, suggests Winn. Also ask people not to cover their mouths when they speak—such as with a menu at a restaurant.
  • Find quiet places. For example, if you’re going out to dinner, ask to be seated in a corner without a lot of people around or with your back to a wall to help block noises coming from behind you. Spaces with carpeting, which may help absorb sound, could potentially be better than ones with wood floors.
  • Try a remote microphone. This tool works together with your hearing aids and can help you hear people in situations with a lot of background noise, says Winn. Someone talks into the microphone, and their words stream directly to your hearing aids. Many hearing aid manufacturers also use smartphone apps that can do this, so you can use your phone instead of the microphone. Table microphones are also available for group meetings. And you can even get a device for your TV that lets you adjust the volume so that you can listen to it louder (or quieter) than the person next to you.
  • Know your options. Many movie theaters, concert halls, churches, and other large venues have assistive listening systems. These work directly with your hearing aids or sometimes through earphones the place provides, says Winn.

Bottom line: If you’re having trouble hearing, schedule an appointment with an audiologist or your doctor. You could begin taking steps to hear better right away—and as you’ve just learned, that could be nothing short of life-changing.

Worried about your hearing but don’t have health insurance coverage? Contact a licensed HealthMarkets agent today at (800) 429-5058, or review plans online.



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