Compare Health Insurance and Buy Coverage Online

Common Questions We Can Answer ::

How can my business save money on health insurance expenses?

How can we simplify administration of our employee benefits program?

How do compliance requirements with new laws affect my business?

Is there a way to assist my employees with a health insurance benefit even if we’re not providing a group health insurance plan?

Free Benefits Review ::

With HealthMarkets Benefits Optimizer℠, you will receive a comprehensive analysis of your business’ health insurance costs and Affordable Care Act compliance. Based on your review, we will help you customize your action plan to your unique business needs.

In just 20 minutes, you’ll find ways you may save money and reduce potential exposure to fines.

Alternative Benefits Solutions ::

Health Savings Account (HSA): contribute to an HSA on behalf of your employees to pay for health care.

Health Expense Allowance: create a health insurance payment plan that helps employees to purchase their own health insurance.

Personalized Consultations: meet with you and your employees one-on-one to discuss the available options.

Consider the following pros and cons of group health plans ::

Pros

Businesses may qualify for a temporary tax credit

Employee contributions can be made pre-tax

Maintain the familiarity of the status quo

Financial incentives may be available for wellness

Cons

Difficult to budget for unpredictable costs

Often more expensive than individual insurance₁

Not eligible for subsidies

Cannot be tailored to individual needs

Insurance is not portable

During your FREE consultation, we’ll explain why ::

Companies with less than 50 FTEs are not required to offer health insurance to employees.

Companies with less than 25 FTEs could be eligible for tax incentives for offering health insurance.

Your employees may be better off if you don’t offer a group plan.

Companies cannot contribute to employees’ health insurance premium on a pre-tax basis

Options exist for contributing to employees’ health care and insurance costs on a post-tax basis.

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Enrollment is generally closed, however we can still help you get covered with a short-term plan. You may also obtain an Obamacare health plan if you have a qualifying life event or your state has announced an extended enrollment period.

Call us 24/7 at (800) 827-9990 or Get a Quote Today

Enrollment is now closed, however you can still get covered with Medicare Supplement and Medigap plans. You also qualify if you’re turning 65.

Call us 24/7 at (800) 827-9990 or Get a Quote Today

Medicare Enrollment

Health Insurance Enrollment

Over 3,000 local agents to help research the right plan for you.

Best Price Guarantee—the lowest rates anywhere for the plans we offer.

More than 1.4 million insurance policies issued.

Insurance plans from 140+ respected companies.

Obamacare customers: We offer subsidized plans too. Get a Quote Today

Our licensed agents are trained to help you find the right plan with subsidies to help you save.

The tax penalty is doubling! Avoid it by enrolling in a plan today.

Bought last year? Our Free Re-Enrollment Service can help. Call (855) 979-0704.

Shop for your plan your way:

Get your fast and free insurance quote online.

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Connect with an agent over the phone, 24/7.

Call us at

(800) 827-9990

Or meet with an agent in your area.

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There’s a reason HealthMarkets is a leading independent health insurance marketplace.

Actually, there are three reasons:

People have great things to say about HealthMarkets

“I purchased health and supplemental insurance and the experience was wonderful!”

Donna – Jasper, GA

People have great things to say about HealthMarkets

“So happy to have been presented with affordable medical insurance that fits my needs.”

Kathy – Oak Hills, CA

95% Customer Satisfaction Rating

People have great things to say about HealthMarkets

“Our HealthMarkets agent was excellent. She explained our Medicare choices and followed up at every level.”

Leon – La Jolla, CA

Connect with HealthMarkets.

HealthMarkets in the news.

January 26, 2015

WebMD ::

We’re now just weeks away from the end of this year’s Affordable Care Act open enrollment period ... Here are 4 things to keep in mind before open enrollment ends.

View article

November 27, 2014

Morning Consult ::

CEO Ken Fasola discusses how purchasing health insurance remains a complicated process that, if not done right, can lead to serious financial challenges at a time when we are most vulnerable.

View article

November 14, 2014

The Wall Street Journal ::

Consumers still confused ahead of health-care sign-ups and uncertainty persists over key aspects such as timing of enrollment period.

View article

We help small businesses too.

Business owners know that the best way to attract and retain talented employees is by offering competitive wages and health benefits. When navigating the Affordable Care Act, it has never been more important to utilize a licensed insurance agent to help you understand your options.

The right coverage at the lowest price.

Common Questions We Can Answer ::

Free Benefits Review ::

Alternative Benefits Solutions ::

Consider the following pros and cons of group health plans ::

Pros

Cons

During your FREE consultation, we’ll explain why ::

The Right Coverage at the Lowest Price.

Enrollment is generally closed, however we can still help you get covered with a short-term plan. You may also obtain an Obamacare health plan if you have a qualifying life event or your state has announced an extended enrollment period.

Enrollment is now closed, however you can still get covered with Medicare Supplement and Medigap plans. You also qualify if you’re turning 65.

Shop for your plan your way: