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Texas has the second highest population in America and is the second largest state. But that doesn’t mean it has to be second in providing dental insurance. Texas provides citizens with plenty of options for making sure your family’s dental needs are covered.
Who Is Required to Purchase Dental Coverage in Texas?
The Affordable Care Act, signed into law in 2010, mandates that most Americans buy health insurance. The mandate, however, generally does not include dental insurance, which is something you may choose to buy for your family.
Dental Insurance: Texas Coverage Tidbits
There are several things you should know about purchasing dental insurance in Texas. As you start to make buying decisions, here are some things to keep in mind:
- In the state of Texas, dental insurance must be offered by all insurance providers to children under 18. Adults do not need to be offered coverage.
- You are not required by law to purchase dental insurance, but it’s a good idea to help protect you and your family.
- Check what’s covered by the dental insurance options before you make any decisions. Essential dental procedures should be part of the plan, including restorative services, preventive services, and diagnostic exams and tests.
Do You have the Best Dental Insurance? Texas Plans Can Change Every Year
If you haven’t reviewed your options this year, you may not have the best dental insurance. Texas plans, like other states, can make minor and major changes annually. Premiums, copays, deductibles, and dental benefits can increase or decrease. And, if you haven’t checked your plan against the competition, you could be overpaying for basic benefits.
Looking for the Best Dental Insurance in Texas?
Since 2010, HealthMarkets has helped Americans find the insurance coverage they need. Our licensed agents are ready to help you find the right dental plan at a price you can afford. Call us at (800) 386-0232 when you’re ready to start shopping for dental insurance in Texas.
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Source:
http://www.nadp.org/Dental_Benefits_Basics/Dental_BB_3.aspx
