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If you're trying to navigate the health insurance marketplace in Arkansas, confusion is understandable. Premiums, deductibles, coinsurance, copayments—what does it all mean? HealthMarkets licensed insurance agents are here to decode the jargon and get you enrolled in the right plan, at no charge to you.
Did you know that 10 percent of Arkansas’ 3 million residents under 65 are uninsured? Many are eligible for tax subsidies that can help lower premiums as low as $0 a month. Call HealthMarkets to join the over 58,000 Arkansans who enrolled in a plan from the Arkansas healthcare exchange in 2018.
HealthMarkets has access to plans from insurance companies recognized nationwide. We can help you understand your coverage options, compare plans, and make sure you choose the right policy for your needs.
Why Use HealthMarkets Instead of the Federal Exchange?
HealthMarkets | Healthcare.gov | |
Free consultation with a licensed agent | √ | |
Option to see an agent in person | √ | |
List of all plans available to you on the exchange | √ | √ |
Comparison of plans that are relevant to your needs | √ | Limited |
Ability to suggest health plans off the exchange | √ | |
Assessment of tax subsidy eligibility | √ | √ |
Enrollment assistance | √ | |
Dental and vision plans available | √ |
Your Options in the Health Insurance Marketplace in Arkansas
HealthMarkets can help you identify which policies are ideal for you. In general, you should think about the following when you are shopping for coverage.
- Determine the essentials. If you want to add a new member to your family, maternity coverage is essential. If you need monthly doctor visits to manage a chronic condition, a policy with a low copayment may be best for you.
- Check to make sure your doctors are in the network. If the plan you're purchasing requires you to choose network providers, make sure your preferred doctors are in that network before you enroll.
- Pay attention to deductibles. Finding an inexpensive policy means nothing if you can’t afford the deductible. (That’s the amount you pay before your insurance will kick in). For example, if a deductible is $1,000, this is the amount you will have to pay in healthcare costs before your insurance will pay.
Don't be intimidated by the health insurance marketplace in Arkansas. HealthMarkets’ licensed agents are ready to help. Call us today at (800) 360-1402.
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References:
https://www.kff.org/other/state-indicator/nonelderly-0-64/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D | https://nashp.org/state-health-insurance-marketplace-enrollment-2017-and-2018/ | https://www.kff.org/other/state-indicator/effectuated-marketplace-enrollment-and-financial-assistance/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D | https://www.census.gov/quickfacts/ar
