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Understanding the Louisiana Health Insurance Marketplace
When shopping for coverage on the health insurance marketplace, Louisiana residents have options. An increasing number of Louisianans are turning to HealthMarkets Insurance Agency to help them find the right coverage for their needs. While its great to have more choices, the quantity of plans on the market makes finding just the right one difficult.
Out of 101,778 enrollees in the health insurance marketplace in Louisiana as of last open enrollment, 88% chose a plan with financial assistance. Open enrollment begins November 15, 2014—don’t miss the boat on learning what your options are and choosing the right plan. Finding quality low-cost coverage is easier than ever with the help of HealthMarkets.
Navigating the Health Insurance Marketplace in Louisiana
When it comes to navigating the health insurance marketplace in Louisiana, it's important to remember:
- The majority of Americans must have health insurance as of 2014. If you are uninsured, you may be assessed a penalty when you file your personal income taxes under the Affordable Care Act (ACA).
- Enrollment is only available during Louisiana's open enrollment period. This means you can't just shop the health insurance marketplace in Louisiana at your own leisure (although some circumstances do apply where you can get insurance at other times of the year).
- If you can't afford coverage, you may be able to get a subsidy to defer the cost. Many people qualify for a reduced-priced policy based on income. What this essentially means is that the U.S. government makes payments for your chosen plan on your behalf. This gives you more buying power when shopping the health insurance marketplace. Louisiana HealthMarkets agents can help you get the most for your money.
Deciding on the right plan before open enrollment makes sense. You don't have to go it alone when navigating the health insurance marketplace. Louisiana licensed HealthMarkets agents are members of HealthMarkets 3,000-person network and can help you find affordable health insurance for you and/or your family.