It can be difficult to shop for a plan on the health insurance marketplace in New Jersey. But, thanks to government subsidies, more people are able to afford coverage on the Garden State’s health insurance marketplace.
Almost 275,000 New Jersey residents signed up for Affordable Care Act plans in 2018 during the Open Enrollment Period (OEP). Don’t be one of the state’s 9 percent of uninsured people under 65.
What to Look for When Shopping on the Health Insurance Marketplace in New Jersey
When it comes to buying insurance on the health insurance marketplace, New Jersey residents should keep a few things in mind:
- Stick to a budget that is reasonable based on your income, but try to get a plan that covers all of your needs.
- If you have a chronic health condition that requires continual medical care, you may want to buy a plan that has a manageable deductible and a low copayment. This will reduce your out-of-pocket costs.
- You should also pay attention to the network of doctors available on plans you are considering. If you like your healthcare provider, make sure you can still go to them.
HealthMarkets can help you find answers to your questions as you navigate the health insurance marketplace in New Jersey.
Call us today at (800) 360-1402.
https://nashp.org/state-health-insurance-marketplace-enrollment-2017-and-2018/ | https://www.kff.org/other/state-indicator/nonelderly-0-64/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D