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HealthSource RI is a great way to find new health insurance options for you and your family. However, finding the right insurance plan and getting the coverage you need can be a time-consuming task. Let HealthMarkets take the guesswork out of your search and help you get the most out of the Rhode Island health insurance marketplace.

 Worried about premium costs? Insurance may be more affordable than you think. In 2018, 83% of the 31,885 Rhode Islanders who signed up for a HealthSource RI plan qualified for a tax credit that lowered monthly costs. In 2019, 17% of uninsured residents had access to plans with a $0 per month premium.

Why Use HealthMarkets Instead of HealthSource RI


HealthMarkets

HealthSource RI

Free consultation with a licensed agent


Option to see an agent in person

Limited

List of all plans available to you on the exchange

Comparison of plans that are relevant to your needs

Limited

Ability to suggest health plans off the exchange


Assessment of tax subsidy eligibility

Enrollment assistance

Dental and vision plans available

Dental only

A HealthMarkets licensed agent can explain your options, and the service comes at no additional cost to you.

Options on the Health Insurance Marketplace in Rhode Island

When shopping for plans on HealthSource RI, you should keep the following tips in mind:

  • Consider the monthly premium. Do you qualify for assistance? 
  • Review the deductible. Remember that you’ll have to shoulder many of the costs upfront until you meet the deductible and insurance kicks in. We can help determine the best cost for your unique situation.
  • Do you want to keep your current provider? Pay special attention to which doctors you can and cannot see before buying a plan.
  • You can’t just enroll any time. You need to decide on the plan you want to buy during the Open Enrollment Period. You may be able to enroll outside of this time if you are eligible for a Special Enrollment Period. Contact an agent to learn more.

For more guidance, discuss your needs with HealthMarkets prior to buying health insurance on the health insurance marketplace in Rhode Island. Licensed agents are waiting to help you at (800) 360-1402


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References:
https://www.kff.org/other/state-indicator/effectuated-marketplace-enrollment-and-financial-assistance/ | https://www.kff.org/health-reform/issue-brief/how-many-of-the-uninsured-can-purchase-a-marketplace-plan-for-free/ 

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