If you’re a Georgia resident looking for temporary medical insurance, a short-term health insurance plan might be just what you’re looking for. If you’re between jobs, taking early retirement, or missed the Affordable Care Act’s (ACA) enrollment period, a short-term health insurance plan in Georgia can be purchased year-round.
Is Short-Term Health Insurance Available in Georgia?
Yes, short-term health insurance is available in Georgia. The state allows short-term plans with durations of 11 months or longer.1 If you’re one of the approximately 1.4 million Georgians who don’t have medical insurance,2 a short-term plan (with an average premium of $191 per month)* can be a good way to get coverage.
What Does a Georgia Short Term Health Plan Include?
There are a variety of short-term plans to choose from with varying degrees of coverage. Costs differ depending on selected copays, coinsurance, deductibles, and covered benefits. HealthMarkets can show you plans available in your area that match your needs and your budget.
Be mindful that this kind of temporary health insurance is different from other health insurance plans. Most importantly, short-term health insurance does not provide fully comprehensive coverage. Some services, such as mental health care, maternity services, or prescription drugs are not required benefits. In addition, if you have pre-existing conditions, you can be denied enrollment.
Each state is responsible for setting its own regulations for short-term health insurance, so limitations can change.3
Apply for a Georgia Short-Term Health Insurance Plan
Ready to apply for a short-term health insurance plan in Georgia? You can have health coverage as soon as the next day after applying in some cases. Get started to find, compare, and apply for coverage today.
1.CBPP. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020 | 2.Fox 5 Atlanta. February 2021. Retrieved from https://www.fox5atlanta.com/news/with-1-4-million-georgians-uninsured-low-cost-clinics-work-to-fill-the-gap | 3.CBO. September 2020. Retrieved from https://www.cbo.gov/publication/56622 AL.com. March 2020. Retrieved from https://www.al.com/news/2020/03/one-in-10-alabamians-are-without-health-insurance-but-rates-vary-by-county.html
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Atlanta, GA.