Are you looking for affordable health insurance in Oklahoma? Do you only need emergency coverage for a short period of time? Short-term health insurance in Oklahoma might be what you’re looking for.
Can I Buy Short-Term Health Insurance in Oklahoma?
Yes. Oklahoma allows for the sale of short-term health insurance plans with a duration of one to six months. Plans are nonrenewable. Some plans are available that go beyond the six-month duration, but these plans must include all state-mandated benefits.1 As a note, states are able to change the duration of short-term plans, so the above limits above could change.
Why Short-Term Health Insurance?
Short-term health insurance in Oklahoma can be an affordable option. The average 2021 monthly premium for temporary health insurance in Oklahoma is $136.* But that doesn’t necessarily mean this plan will save you in the long run if you need more than emergency coverage.
Temporary health insurance in Oklahoma isn’t meant to be a long-term coverage solution. That’s because benefits tend to be limited to emergency services, and you could be denied coverage for pre-existing conditions. So, if you need frequent, routine care, it’s better to consider more comprehensive individual health insurance.
However, it can help if you’re between jobs or waiting for your Medicare enrollment period to begin. Since you can choose the duration of your plan (up to six months), it can be a good choice for someone experiencing a gap in coverage. Plus, it could help if you need coverage quickly. You could have short-term coverage as soon as one day after you apply for a plan.
How to Apply for Short-Term Health Insurance in Oklahoma
HealthMarkets can help you get Oklahoma short-term health insurance. We can find the available plans in your area, help you compare costs and benefits, and help you apply for a plan. Our service comes at no cost to you, and it won’t affect the cost of your coverage. Start shopping for a short-term plan today.
1. Oklahoma Insurance Department. 2021. Retrieved from https://www.oid.ok.gov/consumers/insurance-basics/health-insurance/. Accessed April 16, 2021.
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Oklahoma City, OK.