Are you looking for health coverage in Pennsylvania that could start as soon as tomorrow? Short-term health insurance might be what you’re looking for. Premiums for short-term health insurance start on average at around $122 per month.

Can I Buy Short-Term Health Insurance in Pennsylvania?

Yes. Pennsylvania residents can purchase short-term health insurance. Pennsylvania allows the sale of short-term plans with a duration of 11 months or longer.1 It’s important to note that states can set their own limits and regulations concerning short-term health insurance, so plan limits and restrictions are subject to change. 

Should I Consider Pennsylvania Short-Term Health Insurance?

If you’re one of Pennsylvania’s 709,100 uninsured residents,2 short-term could be a good option to gain coverage. You should consider Pennsylvania short-term health insurance if you:

  • Are generally healthy
  • Need minimal coverage in case of a medical emergency
  • Are between jobs
  • Are waiting for Medicare coverage to begin
  • Missed the Open Enrollment Period
  • Do not have any pre-existing conditions 
  • Want coverage that can start as soon as the day after you apply 

Sort-term health insurance isn’t the right fit for everyone. If you need routine, comprehensive coverage, you may want to consider other options. If you need assistance, we’re here to help anytime. 

How to Apply for Short-Term Health Insurance in Pennsylvania

To get short-term health insurance in Pennsylvania, start shopping now. You can find available plans in your area, compare costs and benefits, and apply. It’s quick, easy, and convenient. 


1. Center on Budget and Policy Priorities. October 2020. Retrieved from | 2. Kaiser Family Foundation. 2021. Retrieved from¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed April 15, 2021. 

*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Philadelphia, PA.

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