How to Buy Short-Term Health Insurance in Tennessee

Are you in a medical coverage gap due to a job transition, a short wait for Medicare coverage, or missing the enrollment period for a health plan? Need coverage fast? Short-term health insurance in Tennessee may be what you’re looking for. 

Can I Buy Short-Term Health Insurance in Tennessee?

Yes. Tennessee short-term health insurance can be purchased for 11 months or longer.¹ However, the rules surrounding short-term health insurance are subject to change because states can set their own limits at any time. 

If you purchase a Tennessee short-term health plan from HealthMarkets, the average premium in 2021 is $91.36 per month.* For the 676,800 uninsured Tennessee residents,² this could be one way to get health coverage. And because there is no designated enrollment period, you could apply for a plan anytime during the year. 

Should I Consider Tennessee Short-Term Health Insurance?

Tennessee temporary health insurance can be a viable coverage solution, but it isn’t the right plan for everyone. There are a few things you need to keep in mind before signing up for short-term health coverage:

• You can be denied if you have a pre-exiting condition.
• Coverage is limited and differs between plans, so carefully review your available benefits.
• It is not designed to be a permanent replacement for health insurance. 

Whether you should consider purchasing a short-term plan depends on your health and your needs. If you are generally healthy and without a major pre-existing condition, a short-term plan may be a good fit. However, TN short-term health insurance may not be a good fit if you are someone who needs frequent, routine care. 

How to Apply for Short-Term Health Insurance in Tennessee

To apply for short-term health insurance in Tennessee, start by viewing plans today. We can help you find the plans available in your area, compare costs and coverage, and help you begin your application—all at no cost to you. Plus, your coverage could begin as soon as 24 hours after you apply. 

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References:
1. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020 | 2. Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/total-population/?dataView=1¤tTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D. Accessed April 29, 2021. 

Disclaimers:
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Nashville, TN.