If you are in need of dental care, supplemental dental insurance plans can dramatically diminish your out-of-pocket expenses. Supplemental dental insurance provides coverage for a range of services from cleanings to orthodontics.
How Can Supplemental Dental Insurance Help Me?
Supplemental dental insurance is a cost-effective method of lowering your out-of-pocket expenses for dental care. Without dental insurance, simple dental treatments such as composite resin (white) fillings can cost anywhere from $110-$185 for just one tooth. Those costs add up if you are in need of multiple fillings. More advanced dental services such as root canals or dental crowns cost hundreds of dollars.
Dental plans typically include an affordable monthly premium that may start as low as $12 per month. Depending on what kind of dental plan you select, you may enjoy freedom of choice when selecting your dentist. If you opt for a managed care plan such as a dental PPO, you simply choose a dentist within a large network of contracting providers.
What Does Dental Insurance Cover?
Dental insurance covers several dental treatments. This coverage can translate into large savings after a year of using dental services.
Preventive Care Frequently Covered at 100%:
- Dental cleanings
- Fluoride treatments
Basic Services Frequently Covered at 50 to 80%:
- Fixed partial denture sectioning
- Space maintainers
- Occlusion adjustment (bite adjustment)
Major services Often Covered Around 50 to 60%:
- Root canals
- Oral surgery
How Do I Find Supplemental Dental Insurance?
HealthMarkets Insurance Agency offers personalized assistance to those searching for insurance at no cost to you. Call any of our representatives 24/7 at (800) 360-1402 or find a local agent.
Percentage may differ depending on the policy.