Arkansas Blue Cross Blue Shield

Silver AH

Plan Overview

Medical Deductible
  • Individual: $5,650.00
  • Family: $11300
  • Per Person: $5650
Prescription Drug Deductible
  • Individual: $0.00
  • Family: $0
  • Per Person: $0
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $6,050.00
  • Family: $12100
  • Per Person: $6050

Office Visit

Primary Doctor
  • CoPay: $30.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $45.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $1,000.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Mail Order cost: 75293AR1200004-01- $2000 Copay in-network, 75293AR1200004-03- $2000 Copay in-network, 75293AR1200004-04- $2000 Copay in-network, 75293AR1200004-05- $50 Copay in-network, and 75293AR1200004-06- $9.40 Copay in-network.
Non Preferred Brand Drugs
  • CoPay: $2,000.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Mail Order cost: 75293AR1200004-01- $4000 Copay in-network, 75293AR1200004-03- $4000 Copay in-network, 75293AR1200004-04- $4000 Copay in-network, 75293AR1200004-05- $200 Copay in-network, and 75293AR1200004-06- $18.80 Copay in-network.
Generic Drugs
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Mail Order cost: 75293AR1200004-01- $200 Copay in-network, 75293AR1200004-03- $200 Copay in-network, 75293AR1200004-04- $200 Copay in-network, 75293AR1200004-05- $10 Copay in-network, and 75293AR1200004-06- $9.40 Copay in-network.
Specialty Drugs
  • CoPay: $6,050.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Requires prior approval from the Company.

Inpatient Coverage

Hospital Services
  • CoPay: $800.00 Copay per Day after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Requires prior notification to the Company.
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 30.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $800.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $45.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 30.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Childbirth/delivery professional services: 75293AR1200004-01-30% Coinsurance after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 75293AR1200004-02-No charge for in-network and out-of-network services; 75293AR1200004-03-30% Coinsurance after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 75293AR1200004-04-No charge after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 75293AR1200004-05-No charge after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; 75293AR1200004-06-No charge after deductible for in-network services and 50% Coinsurance after deductible for out-of-network services; Coverage for Out of Network newborn services is limited to $2000 per person for all services first 90 days after birth. Coverage requires Prior Notification to the Company.
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 30.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Requires Prior Notification to the Company. Coverage for routine ultrasound is limited to 1.

Vision

Routine Eye Exams for Children
  • CoPay: No Charge
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Year

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
Routine Dental Checkups for Adults
  • Covered: Not Covered