Blue Cross and Blue Shield of Kansas City

Blue KC Choice Silver 1 BlueSelect EPO with Spira Care

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $4,150.00
  • Family: $8300
  • Per Person: $4150
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $8,000.00
  • Family: $16000
  • Per Person: $8000

Office Visit

Primary Doctor
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: This Plan offers $0 copay to Spira Care for your doctor's visit, counseling, and any associated lab or x-rays prescribed by a Spira Care physician. You have a $0 copay for telehealth visits with your doctor, saving you money and time.
Specialist
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: You have a $0 copay for telehealth visits with your doctor, saving you money and time.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $75.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: $250.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Generic Drugs
  • CoPay: $5.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: See the Prescription Drug formulary for more information on drug costs.
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Urgent Care Facility
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Save money and time with Blue KC Virtual Care. You may access virtual care for a $0 copay, 24/7.

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Benefit Period

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered