Kaiser Permanente

KP OR Silver 4000

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $4,000.00
  • Family: $8000
  • Per Person: $4000
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $8,200.00
  • Family: $16400
  • Per Person: $8200

Office Visit

Primary Doctor
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Telehealth visits (if clinically appropriate) $0 copay, refer to EOC.
Specialist
  • CoPay: $70.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Telehealth visits (if clinically appropriate) $0 copay, refer to EOC.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $65.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Insulin: $35 max out of pocket for 30 day supply prior to deductible
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Insulin: $35 max out of pocket for 30 day supply prior to deductible
Generic Drugs
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Insulin: $35 max out of pocket for 30 day supply prior to deductible
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Insulin: $35 max out of pocket for 30 day supply prior to deductible

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 35.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 35.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $350.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $60.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 35.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Telehealth visits (if clinically appropriate) $0 copay, refer to EOC.

Vision

Routine Eye Exams for Children
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered