Network Health Plan

Prestige Silver Essential + Dental + Vision + 3 Free PCP Visits

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $4,600.00
  • Family: $9200
  • Per Person: $4600
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $9,100.00
  • Family: $18200
  • Per Person: $9100

Office Visit

Primary Doctor
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Virtual Visits $0, Telehealth same cost share of in person visit
Specialist
  • CoPay: $80.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Virtual Visits $0, Telehealth same cost share of in person visit

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $80.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
Generic Drugs
  • CoPay: $20.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Adherence Generics are available at $0 copay or 0% coinsurance after deductible for certain categories of medications.
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: There is No Cost for covered Specialty Drugs for the Native American/Alaskan Limited and Zero Cost share plans.

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $500.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $80.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Urgent Care Outside the Service Area is only covered when furnished by an Emergency room or Hospital-based Urgent Care Facility.

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Benefit Explanation: 1 Exam per year

Major Dental Care

Routine Dental Checkups for Children
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Two exams, cleanings, and one bitewing X-ray per year
Routine Dental Checkups for Adults
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Two exams and cleanings and one bitewing x-ray per year