SelectHealth

Value Gold 1000 Medical Deductible - No deductible for office visits

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    Plan Overview

    Medical Deductible
    • Individual: $1,000
    • Family: $2000
    • Per Person: $1000
    Prescription Drug Deductible
    • Individual: $250
    • Family: $750
    • Per Person: $250
    Combined Medical and Drug Out of Pocket Maximum
    • Individual: $8,500
    • Family: $17000
    • Per Person: $8500

    Office Visit

    Primary Doctor
    • CoPay: $15.00
    • CoInsurance: Not Applicable
    • Covered: Covered
    Specialist
    • CoPay: $40.00
    • CoInsurance: Not Applicable
    • Covered: Covered

    Prescription Drug Information

    Preferred Brand Drugs
    • CoPay: Not Applicable
    • CoInsurance: 25.00% Coinsurance after deductible
    • Covered: Covered
    Non Preferred Brand Drugs
    • CoPay: Not Applicable
    • CoInsurance: 50.00% Coinsurance after deductible
    • Covered: Covered
    Generic Drugs
    • CoPay: $25.00
    • CoInsurance: Not Applicable
    • Covered: Covered
    • Benefit Explanation: Generic drugs are your lowest cost-share option. They must have the same active ingredient as the brand-name drug, along with the same dosage, strength, safety, conditions of use, and route of administration. Generic drugs are more affordable because they dont carry the brand name, but they provide the same therapeutic effect. Certain generic and brand name drugs have lower cost sharing than the generic tier.
    Specialty Drugs
    • CoPay: Not Applicable
    • CoInsurance: 50.00% Coinsurance after deductible
    • Covered: Covered

    Inpatient Coverage

    Hospital Services
    • CoPay: Not Applicable
    • CoInsurance: 20.00% Coinsurance after deductible
    • Covered: Covered
    Inpatient Services
    • CoPay: Not Applicable
    • CoInsurance: 20.00% Coinsurance after deductible
    • Covered: Covered

    Emergency and Urgent Care

    Emergency Room
    • CoPay: $350.00 Copay after deductible
    • CoInsurance: Not Applicable
    • Covered: Covered
    Urgent Care Facility
    • CoPay: $35.00
    • CoInsurance: Not Applicable
    • Covered: Covered

    Maternity

    Labor and Delivery Hospital Stay
    • CoPay: Not Applicable
    • CoInsurance: 20.00% Coinsurance after deductible
    • Covered: Covered
    Pre and Postnatal Office Visit
    • CoPay: $15.00
    • CoInsurance: Not Applicable
    • Covered: Covered

    Vision

    Routine Eye Exams for Children
    • CoPay: No Charge
    • CoInsurance: No Charge
    • Covered: Covered
    • Limit Quantity: 1
    • Limit Unit : Exam(s) per Year

    Major Dental Care

    Routine Dental Checkups for Children
    • Covered: Not Covered
    Basic Dental Care - Child
    • Covered: Not Covered
    Major Dental Care - Child
    • Covered: Not Covered