SelectHealth

Value Gold 1500 Medical Deductible

Plan Overview

Medical Deductible
  • Individual: $1,500.00
  • Family: $3000
  • Per Person: $1500
Prescription Drug Deductible
  • Individual: $250.00
  • Family: $750
  • Per Person: $250
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $8,000.00
  • Family: $16000
  • Per Person: $8000

Office Visit

Primary Doctor
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $45.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 25% Coinsurance after deductible
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: The Hepatitis C Virus (HCV) drugs covered on non-preferred brand tier are eligible to receive a rebate from the drug manufacturer. The member out-of-pocket costs will be applied to the deductible and the maximum out-of-pocket.
Generic Drugs
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Certain generic and brand name drugs have lower cost sharing than the generic tier
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 20% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 20% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $350 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $45.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 20% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: $45.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Visit(s) per Year

Major Dental Care

Routine Dental Checkups for Children
  • CoPay: $45.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 2
  • Limit Unit : Visit(s) per Year
Routine Dental Checkups for Adults
  • CoPay: $45.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 2
  • Limit Unit : Visit(s) per Year