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Prescription deductibles aren’t too complicated. In fact, deductibles can be one of the easiest…Read More
Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help…Read More
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For Affordable Care Act (ACA) plans, the Open Enrollment Period for families begins on November 1 and ends on December 15.¹ During that time, you are responsible for making sure…Read More
Shopping for a health insurance plan can be overwhelming, especially if you aren’t familiar with some of the more common health insurance terms. These seven definitions will help you gain…Read More
Affordable Care Act (ACA) bronze plans cover a variety of medical services. Monthly premiums can be lowered significantly if you qualify for tax subsidies—under certain circumstances, your premium rate could…Read More
Despite the major changes it has caused, few have had the time to read the complete Affordable Care Act text. Reasonably so, since it is over 900 pages long and…Read More
In late October, millions of Americans will receive two notices. One letter will be from their insurance companies informing them of their monthly premium for 2017. Another notice, sent by the federal government,…Read More
When you bought your health insurance plan through the Health Insurance Marketplace, you knew you wouldn’t have to think about it again for a while. Recently, you may have received…Read More
Whether you’ve recently changed health insurance plans, purchased health insurance for the first time, or aren’t sure if the health insurance you already have has changed from last year, there…Read More
At one point or another everyone needs health care. That’s why having health insurance is important, both for your well being and peace of mind. Yet if you are young,…Read More
If you’ve ever had health insurance, you’re probably familiar with the terms copayment (or copay) and coinsurance. Understanding these terms will help you better understand your out-of-pocket expenses for the…Read More
High deductible health plans (HDHPs) have become popular in recent years, especially for those looking to lower their health insurance premium costs. While deductibles may be high with an HDHP,…Read More
Since 2014, the Affordable Care Act (ACA) has mandated that insurance plans cover 10 specific services. This mandatory list of services applies to many individual health plans or plans offered…Read More
If your ACA-qualified health insurance plan begins on or after 2010, and you are up-to-date with your premiums, your plan must provide you with preventive care. What’s considered “free preventive…Read More
Heading over to the pharmacy is never a fun chore. After you’ve discussed treatments with your doctor, picked a medication you can both agree on, you’re forced to wait in…Read More
Have you missed a dose of prescribed medication here or there? Well, you’re not the only one. In fact, 45-55% of adults stop taking their medications as prescribed at some…Read More
Choosing a doctor, particularly a primary care physician (PCP), is a decision that you should put some thought into. You want to make sure you choose someone you are comfortable…Read More
One key component of a health maintenance organization (HMO) health insurance plan is the primary care physician (PCP).¹ This is the person who will coordinate all of your medical care.…Read More
Prescription deductibles aren’t too complicated. In fact, deductibles can be one of the easiest parts of a plan to compare. They can be seen at a glance, and there aren’t…Read More
Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on healthcare reform news all in one place.
Losing your job comes with many headaches, including a change in health insurance in many cases. COBRA coverage is one option, but so is a plan under the Affordable Care Act (ACA). So how do you…Read More
Open enrollment is here for Affordable Care Act (ACA) marketplace health insurance plans, and there are important, new changes that can have an impact on your health and your finances. But you don’t necessarily want to just take the…Read More
The 2022 Open Enrollment Period (OEP) begins November 1, 2021, and ends January 15, 2022, in most states. The chart below shows the OEP dates for the states that use…Read More
Knowing that your healthcare costs are covered for the year ahead can be a big relief. Thankfully, millions of Americans have access to health insurance through the Affordable Care Act (ACA). The ACA’s Health Insurance Marketplace lays…Read More
