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Healthcare Reform News Updates
Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on healthcare reform news all in one place. To make your voice heard on these issues,…Read More
What Is a Health Insurance Premium?
A health insurance premium is the fee you must pay for your health insurance policy. Premiums are typically paid monthly, quarterly, or yearly during your period of coverage. Understanding how…Read More
When Is Open Enrollment for 2020?
The 2020 Open Enrollment Period begins November 1, 2019, and ends December 18, 2019, for most states. Some states are choosing to extend their specific Open Enrollment 2020 periods. (You…Read More
What Is the Difference Between Copayment and Coinsurance?
If you’ve ever had health insurance, you’re probably familiar with the terms copayment (or copay) and coinsurance. Understanding these terms will help you better understand your out-of-pocket expenses for the…Read More
The 10 Essential Health Benefits: All You Need to Know
Since 2014, the ACA has mandated that insurance plans cover 10 specific services. This mandatory list of services applies to individual plans or plans offered through the small-group marketplace (employers…Read More
Prescription Coverage: What Is a Drug Formulary?
When reviewing you prescription coverage, it’s important make sure your drug formularies are included. By ensuring your medications are covered, you can be sure to save money when filling prescriptions…Read More
Prescription Drug Plans: What in the World Is Tier Pricing?
Ever wondered why generics, certain brands, and even some medications cost much less than others? It may have to do with your prescription drug plan’s tier pricing. Learn what tier…Read More
Free Health Insurance? Yes, This Year It’s Possible
Some Americans could receive free health insurance by qualifying for zero-premium bronze plans. Why? Because silver insurance plan premiums remain high this year. Silver plans are the marketplace benchmark, so…Read More
How Obamacare Subsidies Work
In order to make health insurance more affordable for those with lower to moderate incomes, the government provides subsidies to qualified individuals to reduce its cost. Those subsidies come in…Read More
