Knowing that your healthcare costs are covered for the year ahead can be a big relief. Thankfully, millions of Americans have access to health insurance through the Affordable Care Act (ACA). The ACA’s marketplace lays out your health insurance options so you can shop for a plan that best fits your needs. You can also learn […]

Do you need to buy health insurance but aren’t sure where to start? To learn about your options before you purchase a health plan, you should take some time to check out the HealthMarkets Health Insurance Marketplace Buyer’s Guide. There are aspects to each health insurance plan that appeal to different people based on their specific needs. Finding […]

Have you recently had a qualifying life event? “A qualifying what?” you might ask. What is a qualifying life event? A qualifying life event could be a situation like losing your job, having a baby, moving to a new state, or becoming a U.S. citizen. These events not only open new chapters in your life […]

Shopping for a health insurance plan can be overwhelming, especially if you aren’t familiar with some of the more common health insurance terms. These seven definitions will help you gain a better understanding of basic health insurance terminology. Premium A premium is the amount you or your employer pays periodically to an insurance company for them to […]

Everybody loves a discount. There’s nothing like saving money on the things you need the most. And that’s true whether you’re at the grocery store or the doctor’s office. You want to get the best medical care you can at the best price. One option to help you do that is a discount health plan. […]

Understanding health insurance terminology can help you choose the right plan for yourself or your family members. One issue some people find confusing is the difference between a plan’s deductible vs. the out-of-pocket limit, both of which represent points at which the insurance company pays for all or some of your care. Why are the […]

Losing your job comes with many headaches, including a change in health insurance in many cases. COBRA coverage is one option, but so is a plan under the Affordable Care Act (ACA). So how do you know which one to choose? The decision may be easier than you think. What’s the difference between COBRA and ACA? It may seem like you’re […]

It’s easy to understand why you might want to re-enroll in the same Affordable Care Act (ACA) plan you have. Or, if it’s your first time enrolling, you may be tempted to ask a friend what they use and just sign up for that. Who has the time or desire to wade through all the options? Yet experts say it’s wise to weigh all your options, especially if you want to save money. After […]

When you’re shopping for a health insurance plan, you should know the answers to all of the important questions. Of course, there are a lot of questions to ask depending on your situation and the plan you’re interested in. HealthMarkets can help you get started. What Type of Plan Is This? The two most common […]

Shopping for health insurance can take a lot of time. Between comparing all of plans available and evaluating premiums and coverage, choosing the first plan that sounds good can be extremely tempting. However, purchasing a plan prematurely could mean making one of these 4 health insurance mistakes. Health Insurance Mistake #1: Not Comparing Plans Nationwide, there are […]

Affordable Care Act (ACA) bronze plans cover a variety of medical services. Monthly premiums can be lowered significantly if you qualify for tax subsidies—under certain circumstances, your premium rate could go down to $0.1 But are bronze plans the right type of coverage for you? Learn more below. What Is a Bronze Plan? A bronze […]

Ensuring that your baby is adequately insured is important. After all, your newborn will probably see a doctor more often than anyone else in your family. HealthMarkets can walk you through health insurance options for infants so that you’re prepared before your baby arrives. You can even search, compare, and apply for a plan with […]