In a 2021 study by the Centers for Disease Control and Prevention, nearly 60% of U.S. adults reported using dietary supplements. And while you can easily pick them up without a prescription — that doesn’t mean they’re cheap. In 2021, people in the United States spent nearly $50 billion on vitamins and supplements. But did […]
It’s easy to forget how important your hips are. They help get you up in the morning, into the shower, and off to see your grandchildren. And when they stop working the way they should, it gets harder to do that normal routine. Every year, many Americans just like you get a hip replaced. In […]
Did you know that about 15% of American adults have some form of hearing loss?1 And, the odds increase with age. Hearing loss affects up to 39.3% of adults in their 60s.2 Despite those numbers, most people who could benefit from hearing aids don’t use them. In fact, fewer than 20% of people who need […]
Looking for a health care provider? There’s something you need to do before you book a doctor’s appointment or go to the hospital: make sure your providers are “in-network.” You could save money with an in-network provider If you get care from an out-of-network provider, you may be surprised by your medical bill. Some health […]
There are more than 6 million Americans who are 65 or older living with Alzheimer’s dementia, the sixth-leading cause of death among Medicare-aged individuals.1 Understanding what Medicare will and will not cover is important as you manage your Alzheimer’s diagnosis. We’ve compiled some commonly asked questions to help you understand Medicare coverage. Does Medicare Cover […]
Heading to the pharmacy isn’t usually a fun experience. After you’ve discussed potential treatments with your doctor and selected a medication that you can both agree on, you generally have to wait some amount of time for the prescription to be filled before you can pick it up and return home. And, to lengthen the […]
Medicare Part D, also known as a Prescription Drug Plan (PDP), helps people with Medicare pay for their medication. These plans are purchased from private health insurance providers and come with a variety of benefits and premiums. But for some high-usage Medicare enrollees, they can also come with unexpected expenses, called the Medicare Part D […]
While many Americans once lacked insurance coverage to pay for mental health treatment, the Affordable Care Act (ACA) has helped change that. Here are answers to some frequently asked questions about ACA mental health coverage. Do ACA Plans Cover Mental Health? The Affordable Care Act covers mental health and substance abuse disorder services. One of […]
Since 2014, the Affordable Care Act (ACA) has mandated that insurance plans cover 10 specific services. This mandatory list of services applies to many individual health plans or plans offered through the small-group marketplace (employers with up to 50 employees). Because these general services have been deemed “essential,” they are known as the 10 Essential […]
Half of Americans by age 80 either have cataracts or have had cataract surgery.1 Determining if Medicare covers the procedure is an important step in determining your coverage, options, and potential costs. Does Medicare Cover Cataract Surgery? Cataract surgery is covered by Medicare when your medical provider performs the procedure using traditional surgical techniques or […]
In 2020, approximately 29 million Americans were enrolled in high-deductible health insurance plans with health savings accounts (HSAs).1 HSAs are tax-deductible bank accounts that you can use to pay for health care costs. HealthMarkets can help you discover the differences between what you can and can’t spend your HSA money on. What Can I Use My […]
The Affordable Care Act (ACA) expanded healthcare coverage to include preventive services1. These services are provided without a deductible, copay, or coinsurance. By following a recommended vaccination schedule, you can help to protect yourself from diseases. Medicare also covers several vaccines for enrollees. You can find a comprehensive list here. Below is a list of […]