As you get older, dental health continues to be an important part of your well-being. The state of your teeth and gums can impact your overall health, and people over 65 can be at greater risk of oral problems like root decay, gum disease, and tooth loss. That’s why it’s important for seniors to regularly visit a dentist for checkups and dental maintenance.
So how do you keep your teeth healthy when you’re on Medicare? Finding the right solution for dental insurance coverage is a good start.
Does Medicare Cover Dentist Visits?
Medicare dental coverage varies by plan. Original Medicare (Part A & Part B) does not cover most dental care, such as cleanings, fillings, crowns, dentures or X-rays. Most Medicare Advantage (Part C) plans include dental insurance that covers routine dental services, although the plan may have a higher premium.
If you’re interested in switching to a Medicare Advantage plan that includes Medicare dental coverage, you can do so during the Annual Enrollment Period (AEP) or if you’ve experienced a qualifying life event.
If you’d prefer to keep your current Medicare plan, you can still purchase affordable dental insurance. A supplemental dental plan works separately from your Medicare coverage to keep your dental out-of-pocket costs down.
How Can I Find Medicare Dental Coverage?
Whether you need routine check-up services or more involved restorative work, HealthMarkets can get you dental coverage designed for people over 65. HealthMarkets licensed agents can help you find an affordable senior dental insurance plan that meets your requirements and your budget. We can compare available plans, provide quotes, and even get you enrolled, all at no cost to you.
We also have access to dental discount plans. Discount plans are not insurance, but they can reduce your total dental bill up to 60%, depending on the services provided.
For information about Medicare dental coverage in your state, follow one of the links below or call us at (800) 439-6916.
Find Medicare Dental Coverage Information for Your State
https://www.medicare.gov/coverage/dental-services | https://www.webmd.com/oral-health/guide/dental-care-seniors#1 | https://www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/dental/art-20047475 | https://www1.careington.com/members/prospective/plans/CIDVT14/index.aspx