When you are eligible for Medicare Part A, you’re covered by one of the largest federal programs in the country. Medicare Part A will help with the hospital portion of your health care and help provide greater peace of mind.
But how do you know if you qualify for Medicare, and how do you enroll? Learning about your eligibility is the first step you need to take before choosing a plan that best works for you.
Original Medicare comes in two Parts: A and B. Part A is known as hospital insurance and can cover your hospital care, home health services, skilled nursing facility care and hospice care. Part A is automatically included when you are enrolled or sign up for Medicare.
Part B is known as medical insurance and covers many outpatient doctor visits such as mammograms, diabetes, and prostate screenings and the fees associated. Most people have to sign up for Part B in order for it to be included in their Medicare coverage.
Who is Eligible for Part A?
For many American citizens, you may be automatically enrolled in Medicare coverage if one of the following applies:
- You're 65 and already receive benefits from Social Security
- You’re 65 and already receive benefits from the Railroad Retirement Board (RRB).
- You're under 65 and have a disability.
- You have ALS (Amyotrophic Lateral Sclerosis, or Lou Gehrig's disease) or ESRD (End-Stage Renal Disease).
If any of these eligibilities apply to you, then you should have your Medicare card mailed to you three months before your 65th birthday or on your 25th month of disability.
For more detailed information about Medicare Part A eligibility, visit the Centers for Medicare and Medicaid Services.
Am I Eligible?
We know that figuring out if you qualify for Medicare Part A coverage can be stressful. If you're still uncertain of whether you qualify for Medicare Part A, HealthMarkets wants to help.