Compare Medicare Supplement plans and get quotes.

Things you should know about your Medigap plan.

or Find an Agent near you

Compare Medicare Supplement plans and get quotes.

Things you should know about your Medigap plan.

or Find an Agent near you

Medigap Plans by the Numbers (or Letters!)

38.2%
Approximate portion of Medicare fee-for-service beneficiaries who have a Medigap policy

14.5 M
Number of Americans enrolled in a Medicare Supplement plan

22.8%
Growth in the number of people enrolled in Medicare Supplement plans since 2015

500,000
Increase in number of Medigap enrollees from 2018 to 2019

F, G, N are the most popular Medicare Supplement plans


Join the rising number of seniors with a Medicare Supplement plan. Between December 2018 and December 2019, enrollment grew from 14 million to 14.5 million.

Medicare Supplement Plans, also known as Medigap plans, cover many of your Medicare Part A and B out-of-pocket costs such as deductibles and coinsurance. Whether you prefer higher premiums or lower out-of-pocket costs, there’s a Medicap plan that could be right for you.

Moderate premiums, lower out-of-pocket costs

Medicare Supplement Plans A and B cover basic co-insurance and copayment costs for hospitalization, medical expenses, and hospice care. Medicare Supplement Plan B provides additional coverage for Part A deductibles.

Medicare Supplement Plans D and C help with out-of-pocket costs left from Original Medicare, like coinsurance, copayments, the Medicare Part A deductible, and emergency care abroad. Plan C also covers the Medicare Part B deductible, but Medicare Supplement Plan C is only available to those who were eligible for Medicare prior to January 1, 2020.

Medicare Supplement Plan F is only available to those who were eligible for Medicare prior to January 1, 2020.  Plan F helps with out-of-pocket costs left from Original Medicare, like coinsurance and deductibles, plus coverage for Medicare Part A and B deductibles, emergency care abroad, and 100% of Part B excess charges (charges above what Medicare will pay.) A high-deductible option is available that can lower your premiums.

Medicare Supplement Plan G helps with out-of-pocket costs left from Original Medicare, like coinsurance and deductibles, plus coverage for additional costs like Part A deductibles, emergency care abroad, and Part B excess charges—this is the difference between what a provider charges and the amount Medicare will pay up to Medicare’s limiting amount. A high-deductible option is available that can lower your premiums.

Lower Premiums

Higher out-of-pocket costs, but with annual out-of-pocket limits

Medicare Supplement Plans K and L cover a range of medical costs, including doctors’ services and hospital care. The plans pay a percentage of your costs, and then you are responsible for the remainder. Each Medicare Supplement Plan K and L has its own out-of-pocket maximum, which limits the amount you have to pay each year.

Moderate out-of-pocket costs for office visits and ER copays

Another lower-premium option offering the same basic benefits; however, Plan N includes an office copayment of up to $20 and an emergency room copayment of up to $50. Medicare Supplement Plan N also covers Medicare Part A deductibles, skilled nursing care coinsurance, and emergency care abroad.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

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