Aetna CVS Health

Gold 10 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care

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Plan Overview

Medical Deductible	Individual: $0.00 Family: $0 Per Person: $0
Prescription Drug Deductible	Individual: $250.00 Family: $500 Per Person: $250
Combined Medical and Drug Out of Pocket Maximum	Individual: $6,600.00 Family: $13200 Per Person: $6600

Office Visit

Primary Doctor	CoPay: No Charge CoInsurance: Not Applicable Covered: Covered Benefit Explanation: Cost share applies to both in-person and virtual services from in-network providers. Cost share does not apply to virtual services from designated telemedicine providers. If this is an HSA plan, deductible applies.
Specialist	CoPay: $25.00 CoInsurance: Not Applicable Covered: Covered

Prescription Drug Information

Preferred Brand Drugs	CoPay: $35.00 CoInsurance: Not Applicable Covered: Covered Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.
Non Preferred Brand Drugs	CoPay: Not Applicable CoInsurance: 35.00% Coinsurance after deductible Covered: Covered Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.
Generic Drugs	CoPay: $3.00 CoInsurance: Not Applicable Covered: Covered Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.
Specialty Drugs	CoPay: Not Applicable CoInsurance: 45.00% Coinsurance after deductible Covered: Covered Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.

Inpatient Coverage

Hospital Services	CoPay: $1000.00 Copay per Day CoInsurance: Not Applicable Covered: Covered Benefit Explanation: Copay per day for days 1-4
Inpatient Services	CoPay: No Charge CoInsurance: Not Applicable Covered: Covered

Emergency and Urgent Care

Emergency Room	CoPay: $750.00 CoInsurance: Not Applicable Covered: Covered Exclusions: No coverage for non-emergency use of the emergency room.
Urgent Care Facility	CoPay: $25.00 CoInsurance: Not Applicable Covered: Covered Exclusions: No coverage for non-urgent care.

Maternity

Labor and Delivery Hospital Stay	CoPay: $1,000.00 CoInsurance: Not Applicable Covered: Covered Benefit Explanation: Copay per day for days 1-4
Pre and Postnatal Office Visit	CoPay: No Charge CoInsurance: Not Applicable Covered: Covered Benefit Explanation: Member cost share applies to postnatal care.

Vision

Routine Eye Exams for Children

CoPay: $10.00
CoInsurance: Not Applicable
Covered: Covered
Limit Quantity: 1
Limit Unit : Exam(s) per Year
Benefit Explanation: Coverage through the end of the month in which the member turns 19.

Major Dental Care

Routine Dental Checkups for Children	Covered: Not Covered
Routine Dental Checkups for Adults	Covered: Not Covered

Compliance with State law. An agent or broker that enrolls qualified individuals in a QHP in a manner that constitutes enrollment through the Exchange or assists individuals in applying for advance payments of the premium tax credit and cost-sharing reductions for QHPs must comply with applicable State law related to agents and brokers, including applicable State law related to confidentiality and conflicts of interest.