Benefit Explanation: Primary Care Office Visit has 3 office visits with copay before deductible. Office visits 4 and over are subject to the deductble. Copay is for office visit only, other services provided during the visit are subject to deductible. Copay limit is for Primary Care Office Visits, Other Practitioner Office Visits (Nurse, Physician Assistant), Doctor Visits in the Home, and Online Office Visits combined. Specialists Visits, Mental Health and Substance Use Office Visits apply deductible. Copays do not apply to these services. You may also be able to access care with lower cost shares using our online virtual doctor visits and medical chat with a doctor. These can be accessed via our Sydney application, website, or HealthKeepers enabled device.
Specialist
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Benefit Explanation: Specialists Visits, Mental Health and Substance Use Office Visits apply deductible/coinsurance. Copays do not apply to these services. You may also be able to access care with lower cost shares using our online virtual doctor visits and medical chat with a doctor. These can be accessed via our Sydney application, website, or HealthKeepers enabled device.
Prescription Drug Information
Preferred Brand Drugs
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: 30 day supply retail.
Non Preferred Brand Drugs
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: 30 day supply retail.
Generic Drugs
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: 30 day supply retail.
Specialty Drugs
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: 30 day supply.
Inpatient Coverage
Hospital Services
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Inpatient Services
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Emergency and Urgent Care
Emergency Room
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Urgent Care Facility
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Maternity
Labor and Delivery Hospital Stay
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Benefit Explanation: This benefit is for the hospital stay.
Pre and Postnatal Office Visit
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Vision
Routine Eye Exams For Children
CoPay: $0.00 Copay after deductible
CoInsurance: Not Applicable
Covered: Covered
Limit Quantity: 1
Limit Unit : Visit(s) per Benefit Period
Benefit Explanation: Includes complete eye exam with dilation, as needed to check all aspects of vision, including the structure of the eyes. Limited to 1 visit per year.
Major Dental Care
Routine Dental Checkups for Children
CoPay: No Charge after deductible
CoInsurance: Not Applicable
Covered: Covered
Limit Quantity: 2
Limit Unit : Visit(s) per Year
Benefit Explanation: Limited to 2 visits per year.