Independence Blue Cross

Keystone HMO Gold Classic

Plan Overview

Medical Deductible
  • Individual: $500
  • Family: $1,000
  • Per Person: $500
Prescription Drug Deductible
  • Individual: $0
  • Family: $0
  • Per Person: $0
Medical Out-of-Pocket Maximum
  • Individual: $8,000
  • Family: $16,000
  • Per Person: $8,000
Drug Out-of-Pocket Maximum
  • Individual: Included in Medical
  • Family: Included in Medical
  • Per Person: Included in Medical

Office Visit

Primary Doctor
  • Standard: $40 Copay
Specialist
  • Standard: $80 Copay

Prescription Drug Information

Preferred Brand Drugs
  • Standard: $100 Copay
Non Preferred Brand Drugs
  • Standard: 50% Coinsurance
Generic Drugs
  • Standard: $3 Copay
Specialty Drugs
  • Standard: 50% Coinsurance

Inpatient Coverage

Hospital Services
  • Standard: 20% Coinsurance after deductible
Inpatient Services
  • Standard: 20% Coinsurance after deductible

Emergency and Urgent Care

Emergency Room
  • Standard: $400 Copay