Oscar

Bronze Classic

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $7,750.00
  • Family: $15500
  • Per Person: $7750
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $9,100.00
  • Family: $18200
  • Per Person: $9100

Office Visit

Primary Doctor
  • CoPay: $50.00
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: First (1) non-preventive visit is $50 and not subject to the deductible. Cost share applies to both in-person and telemedicine services.
Specialist
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Cost share applies to both in-person and telemedicine services.

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $250.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
Generic Drugs
  • CoPay: $3.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
Urgent Care Facility
  • CoPay: $75.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Virtual urgent care services provided by Oscar-designated virtual care providers are covered in full.

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 50.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: Not Applicable
  • CoInsurance: 0.00%
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: $0.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Exam(s) per Year

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
Routine Dental Checkups for Adults
  • Covered: Not Covered