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If you have a large estate, your beneficiaries will likely pay high estate taxes upon your death. If you have a life insurance policy, its value is considered part of your estate. This is why some people consider transferring their life insurance policies to their children. Changing Life Insurance Ownership Transferring ownership of a life insurance policy […]

Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on healthcare reform news all in one place. Healthcare Reform News Update for May 19, 2023 Feds charge 18 suspects in $490 million Medicare COVID-19 scams The U.S. Department of Justice recently filed charges against 18 suspects for […]

The fact that you are even asking the question, “Does my child need life insurance?” is a great step in the right direction. When we think about purchasing a life insurance policy to protect our children, usually the idea of insuring ourselves is what we have in mind. But there are many other ways you […]

Wondering how final expense insurance [ECL2] works or how you’re going to pay for a funeral? Final expense insurance and other types of plans can help pay for a funeral. But there are a lot of options, decisions, questions to answer, and expenses when it’s time for a funeral. Where do you start? Here’s what […]

Thinking about getting vision insurance? Maybe you need glasses. Or your eyesight has changed (it’s common as you get older). Or it’s just time for an eye exam. But you’re wondering how much it might cost, right? The average out-of-pocket costs per year for corrective vision care in the U.S. is about $500 for:1 Eye […]

Should you get life insurance for teenagers? You want the best for your teen, now and in the future. If you’re thinking about life insurance for teenagers, there’s some specific benefits and advantages to getting a policy. Here’s what you need to know about coverage options and costs to get life insurance for your teenager: […]

If you put your hand on your chest, you can feel your heart beat and your lungs fill with air. Your stomach growls when you’re hungry. But the biggest organ in your body — your liver — usually goes unnoticed. And your liver is essential for keeping you healthy. For example, your liver helps with […]

If your brain automatically jumps to “5 a day” when you’re thinking about how many fruits and veggies you should eat, you’re not alone. Dietary guidelines say adults should have 1.5-2 cups of fruits and 2-3 cups of vegetables daily, totally 5 cups a day. That’s a tall order, but it’s achievable. Read on to […]

With the death of a spouse there may be many financial and legal matters to attend to: making arrangements for the funeral, updating your will, updating bank and credit card accounts, getting financial assistance for widows through government agencies like Social Security, and many more things that could involve a lot of paperwork. Doing all […]

Knowing that your healthcare costs are covered for the year ahead can be a big relief. Thankfully, millions of Americans have access to health insurance through the Affordable Care Act (ACA). The ACA’s marketplace lays out your health insurance options so you can shop for a plan that best fits your needs. You can also learn […]

Medicare Cost Plans are hybrid Medicare plans that share features from Medicare Advantage and Medigap supplemental insurance plans. They’re offered by private insurance companies. Why Are Medicare Cost Plans not Renewing? To meet competition requirements, Medicare Cost Plan contracts were not renewed in areas with more than one Medicare Advantage plan available. What are the options for […]

If you’re enrolled in Medicaid, you may currently be benefitting from a COVID 19-era rule that has allowed millions more people than usual to enroll in Medicaid. (Medicaid is a federal program run by state governments that helps with health care costs for some people with limited income and resources.) This was because, during the […]